19 Jun 2020
25 y/o, holding a full time job and going to study part time soon this year (~25K total with bank loan). I only have 29K in my bank (parked all @ SSBEC). Usually after all the expenditure and my insurance, I have $800 left. I will dump $700 into my SSBEC cos of my uni fees (payable after my whole uni is over (no interest rate))
Now Im not sure if i should start investing due to my uni.
You can use this page to do your basic financial guidelines and skeleton.
After-which, you will need to do some financial projections tied to your 10 year financial goals. I started investing when I was 17. As such, I will not use university as a factor to dissuade anyone from starting their investment journey.
Go to libbyapp.com and login via your NLB account, and go borrow as many personal finance / value investing books. Borrow books that are written from a practictioner perspective. Can start with beginer friendly:
The Five Rules for Successful Stock Investing by Pat Dorsey
The Ultimate Dividend Playbook: Income, Insight, and Independence for Today's Investor, Josh Peters
If books are not your cup of tea, there are a couple good US financial youtubers to follow
I would encourage you to build towards paying off your debt as soon as you can before you start inve...
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