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I read about IB which offers spot rate and low commission but given my sum, I’ll definitely incurred the USD10/mth which I think is not cost efficient for my case.
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FSMone US$8. Yup you are right not worth it cus its almost 5% loss immediately when you enter. And when you sell, it'll be another 5%. Which means the stock you buy must increase by more than 10% then you can profit.
There's no other way for US stock. SG wise you can use DBS Invest Saver or OCBC BCIP to buy in at lower cost.
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Yes, FSMOne, as well as POEMS seem fair and straightforward.
Start with one of them.
More simple 'tricks' to avoid performance losses, find here:
https://seedly.sg/questions/what-is-your-genera...