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Since both can earn 4 mpd with similar caps, which option would you choose for mobile contactless and online shopping? Considering HSBC has a higher miles conversion fee too but no annual fees.
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Get both. cos 1k cap on both cards on a monthly basis.
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i use my HSBC via apple pay for restaurants and groceries (works well if you put it as the default payment card in Fairprice app
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I've applied for a sub card for the wife, she got her own amaze card. much easier then asking her to track what kind of spending etc
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Get both to complement each other. HSBC revolution can cover travel related expenses while Citi Rewards can cover the rest.