Anonymous
I am 45. Will reach more than ERS. CPF Life will give me >2k/month plus I have sufficient savings planned from age 65 to 90 to reach what I need in retirement. Does it mean right now I can pretty much just do what I like (semi retire)? Are there other things to consider?
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15 Aug 2020
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When you can save 30% of your salary after monthly expenses
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There are some considerations:
any existing debt that may be affected with lower income
savings for future renovations/home repairs
health/insurance needs
whether you have set a realistic budget (and accounted for inflation)βββ