How "long term" is your long term when it comes to investing?

Different people have different way of defining how long is their long term. My long term is defined with a targeted age/time. I plan to leave comfortably when I hit 55 years old. So all my investments are geared towards a ~15 to 20 years time frame which will get shorter and shorter as time pass.

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Elijah Lee

05 Mar 2020

Senior Financial Services Manager at Phillip Securities (Jurong East)

Anything longer than 10 years is long term, and usually that'll be investing for income during retirement since I am in my 30s. In fact, I have a 30-40 year horizon on that, and will be using a multi asset strategy to introduce negatively correlated and non-correlated asset classes in my porfolio.

As time passes, the weightage of safer investments in my portfolio will increase. I'm probably 50/50 now.

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Hariz Arthur Maloy

05 Mar 2020

Independent Financial Advisor at Promiseland Independent

Minimum of 10 years is long term but it doesn't mean I can be hold an all-equity portfolio throughout the 10 years.

Because as the goal is getting nearer, that 10 years turns to 5 and then soon to 1 or 2 years away. You need to make shifts to the portfolio as the investment horizon shrinks.

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Frankie Rappaport

05 Mar 2020

Good question, depending on arbitrary definitions.in the end it's less than about specified years bu...

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