How is investing with Endowus better than other robo investors like stashaway or even DIY investing with ETFs as a tool.?

Hi David,

We give you access to institutional share class unit trusts that are low cost, tax efficient and SGD hedged/denominated. These are not available on other platforms and more importantly form part of our holistic investment solutions.

We are the first and only digital advisor for CPF and hence the only digital wealth platform where you can invest your CPF, SRS and cash savings in one seamless digital platform across multiple goals and into globally diversified, low cost solutions.

We are the lowest cost across any other way of investing especially across CPF, SRS and Cash Investing. We are cheaper than iFast Fund Supermart or Dollardex or POEMS or other brokers or using traditional banks for buying funds and building portfolios as we implement zero fees and in addition to that we have 100% rebate of trailer fees. These are the fees that FSM and Dollardex makes all their money on. They get paid by the fund manager who charge you a higher fee in order to pay them. So you are paying dollardex and FSM and other platforms and banks every year forever, without even knowing it. We want to get rid of these evil trailer fees and make the industry fully transparent so clients know exactly what they are paying for and to who! ​​​

Apart from the important points such as cost, taxes and FX considerations, one very underrated benefit of using Endowus vs DIY ETF investing is that you get to invest every single dollar of your cash. Prior to using Endowus, I can recall several occasions where I have a bunch of cash sitting idle in my SRS account which is too tiny to buy anything!