facebookHi I have a query regarding StashAway & Syfe, mid-long term investing horizon? - Seedly

Anonymous

31 Dec 2020

Robo-Advisors

Hi I have a query regarding StashAway & Syfe, mid-long term investing horizon?

Have a $7500 portfolio with StashAway (22% risk) with a 2.68% growth returns since Aug when i began. Lump sum $6k with $500 monthly DCA.

Am willing to tolerate a higher acceptance of risk, should i withdraw this StashAway portfolio and move to Syfe Equity 100+ instead for better returns (5-10yrs investment horizon)

Might be looking to deploy another $5k, should i be looking at Syfe+ REITs for some diversification for recurring income?

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Syfe

31 Dec 2020

Hi anon, for higher return potential, you can definitely consider Syfe Equity100. This is a 100% equities portfolio that holds ETFs like the S&P 500 UCITS ETF, Invesco QQQ, iShares MSCI EAFE ETF and more. Overall, these ETFs give you exposure to over 1,500 global equities the likes of Apple, Amazon and Microsoft.

If you're looking to earn dividends, you can consider Syfe's REIT+ portfolio. It contains 20 quality Singapore REITs and tracks the SGX iEdge S-REIT Leaders Index.

It is especially ideal for DCA as well. Purchasing S-REITs through your broker is expensive because of all the commisions you'll need to pay, more so if you DCA into REITs. However, all Syfe portfolios have no brokerage charges or trading costs. This makes our portfolios more cost efficient for monthly DCAs.

If you want to get a more personalised plan, please feel free to speak with our friendly wealth experts for a complimentary consultation!

Stashaway can increase the risk level now from 22% to 36%. But you have to watch their courses and then email them to let them know that you want to change your risk level and that you are aware of the risks.

Yes, go for syfe equity 100. Better growth prospects. Quite surprised your Stashaway only returned 2...

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