Hi Jessica, you can try looking at Global Investment Grade Bond funds to achieve a higher expected return of above 3%.
The fund usually holds hundreds of government and corporate bonds with a weighted credit rating of BBB. The fund pays out all coupons collected to unitholders.
Though the investment is not guaranteed, its relatively low risk.
CPF is one of the best around. Why not seek to understand CPF first for retirees? A bigger payout is...
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