facebookAre there other types of corporate loans or bonds that are low-risks, other than Singapore Savings Bonds since the interest rate is quite low? - Seedly

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Are there other types of corporate loans or bonds that are low-risks, other than Singapore Savings Bonds since the interest rate is quite low?

Seeking higher returns, but still secure and safe for my parents' fixed deposits.

Discussion (4)

What are your thoughts?

Hariz Arthur Maloy

Hariz Arthur Maloy

28 Aug 2019

Level 15·Independent Financial Advisor at Promiseland Independent

Hi Jessica, you can try looking at Global Investment Grade Bond funds to achieve a higher expected return of above 3%.

The fund usually holds hundreds of government and corporate bonds with a weighted credit rating of BBB. The fund pays out all coupons collected to unitholders.

Though the investment is not guaranteed, its relatively low risk.

You can consider bond ETFs like A35 (AAA-rated government bonds) or MBH (A-rated Investment Grade Corporate Bond) which are relatively low risk. Do note that these products are not capital guaranteed.

Loh Tat Tian

Loh Tat Tian

27 Feb 2020

Level 11·Founder at PolicyWoke (We Buy Insurance Policies)

CPF is one of the best around. Why not seek to understand CPF first for retirees? A bigger payout is...

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