Anyone has any articles I could refer to with regards to a comparison between SSB vs T-Bills? Returns, how it works compared to SSB(there is an extensive article on SSB but not T-bills) If not could Seedly come up with an article on it?

https://www.mas.gov.sg/bonds-and-bills/investin...

1. T-bills are short term instruments with either 6 months or 1 year duration. SSBs are on 10 year duration and you can redeem them anytime.

2. T-bills are offered at auctions which are not as regular as the SSBs being offered monthly.

3. With the current economic climate, the returns on both T-bills and SSBs are quite low.

The process on how the T-bills provide returns has been mentioned in another reply and more details are in the link above.

T-bills have very low investment return and are generally not worth it. They are zero coupon bonds, i.e. no interest paid, and you buy them at a discount to their par value. In contrast, SSB offers coupons semi-annually and the coupon rate increases year-on-year until maturity.