Allianz income and growth unit trust

You may refer to Endowus webpage on the Allianz fund:

https://endowus.com/investment-funds-list/allia...

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Under the fund information & fees section,

Fund-level fees 1.55% refers to the TER (Total Expense Ratio) charged by the Allianz fund itself (you can verify it in Allianz fund factsheet). This fees are already deducted in the fund NAV, and would be the same across all the 3 platforms.

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So we just need to compare the fees charged by the platforms:

1. Endowus: For single fund, the access fee is 0.3%, but there is a trailer fees rebates of 0.63%, so it is actually a credit of 0.33%.
2. POEMS: Zero sales charges and no platfom fee.
3. FSMOne: Zero sales charges, but there is a 0.35% platform fee (you may realize that they showed the platform fee as 0.0875% per quarter on their website, to make it seems smaller psychologically).

Conclusion:

Endowus is the cheapest among the 3 platforms for this particular fund.