Advise on rental car insurance in Melbourne?

Check your travel insurance and find out if they cover for damages to the rented car. Some travel insurance covers for this section.

Upon return, they will usually check the car for damages before renting it out again. Likewise, the next driver will check the car before renting it and to report of any damages.

The staff will either ask you to pay for the excess upfront, or to charge it to your deposit. Either way, they have the right to pursue you for damages (this is often written in the rental agreement).

If the repair cost is less than 4,500, they will take the repair cost, e.g. $1k. Otherwise, the maximum loss to you will be 4,500, assuming no other terms stated in the agreement.

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