Standard Chartered Journey Credit Card

The Standard Chartered Journey Card, formerly called the Standard Chartered X Credit Card. Is for those who want to earn anything but average miles locally and overseas, that can be used to redeem a whole range of rewards and gifts.

*Note: Standard Chartered Journey Credit Card has replaced the Standard Chartered X Credit Card as of 19 May 2023.

Singsaver Team Cashback vs Team Airmiles Grand Lucky Draw: Get up to 31x Chances to win a Pair of Return Business Class Tickets to Switzerland, Zurich (worth 320,000 Max Miles)

• Promotion is valid for new and existing Citibank / Standard Chartered / HSBC / American Express / DBS / UOB / Maybank credit cardmembers
• Apply for participating products through SingSaver and fulfil existing eligibility requirements to receive 1 chance in the Grand Lucky Draw

1 lucky winner will receive One Pair of Return Business Class Tickets to Switzerland, Zurich (worth 320K Max Miles)

Includes personal concierge service (provided by Heymax) to help you get the most out of your trip

• Get more chances in the Grand Lucky Draw by completing additional actions:

Receive 1x Chance for every successful application of participating credit cards during the campaign period (14x Chances total)

Receive 1x Bonus Chance if your team wins in the Team Cashback vs Team Airmiles Campaign (7x Chances total)

Receive 10x Bonus Chances if you participate in the Team Cashback vs Team Airmiles Instagram game:

1. Follow @singsaver_sg on Instagram
2. Post a story using the Campaign Instagram Game Filter and tag @singsaver_sg
3. DM your card application reference number (ARN) to us @singsaver_sg

• SingSaver Team Cashback vs Team Airmiles Grand Lucky Draw Campaign runs from 8 May 2024 5:00 PM SGT to 21 May 2024
• Terms and Conditions apply
• Frequently Asked Questions here

Singsaver Team Cashback vs Team Airmiles Campaign: Get 8,000 Bonus Max Miles

• Promotion is valid for new Standard Chartered credit cardmembers only
• Apply for and activate your Standard Chartered Journey Card through SingSaver within 30 days of card approval to qualify for the Team Cashback vs Team Airmiles campaign

Stand a chance to win 8,000 Bonus Max Miles on top of existing rewards when Team Airmiles wins

Each successful Standard Chartered Journey Card application contributes 1 point to Team Cashback. The total points will be calculated at the end of the round to determine the winning team

• Team Cashback vs Team Airmiles Campaign Round 1 runs from 8 May 2024 5:00 PM SGT to 21 May 2024
• Terms and Conditions apply
• Frequently Asked Questions here

Singsaver Exclusive Promotion: Receive a Sony SRS-XB100 Bluetooth Speaker (worth S$90) or 1x Apple AirTag (worth S$45.40) or Up to S$90

• Promotion is valid for new Standard Chartered credit card members only
• Apply for and activate your Standard Chartered Journey Credit Card within 30 days of card approval to be eligible for rewards

Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval

Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval

• Promotion is valid until 2 June 2024
• Terms and Conditions apply

Note: Effective January 1st, physical card activation is now required to receive gifts, instead of solely activating digitally.

Standard Chartered Journey Credit Card Promotion: Get up to 45,000 miles when you apply and make eligible spends on your SCB Journey Card

• Promotion is valid for new Standard Chartered credit cardmembers only
• Apply and get approved for the Standard Chartered Journey Credit card to be eligible for rewards

Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 2 months of card approval.

Receive up to 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 2 months of card approval. Click here to apply.

• Promotion is valid until 30 June 2024
• Terms and Conditions apply

Product Page Transparency

• Pays to access additional features

Card Features & Details

1) Key Features

• Earn up to 3 miles per S$1 spend
• 360° Rewards Programme
• Earn rewards points that do not expire
• Complimentary Priority Pass lounge access
• Complimentary Travel Insurance

2) Benefits

Miles

• 3 miles per S$1 for spends in selected bonus categories which are online transactions for Transport, Grocery/food-stores and Food deliveries (capped at 3,000 miles or S$1,000)
• 2 miles per S$1 for foreign spends (no cap)
• 1.2 miles per S$1 for local spends (no cap)
• Earn rewards points that do not expire

360° Rewards Programme

• SC Online Rewards: Redeem for e-Vouchers or KrisFlyer miles
• SC EasyRewards: Redeem for Airline Partner Miles (Emirates Skywards, Qatar Airways Privilege, Qantas Frequent Flyer, and more), and Hotel Partner Points (ALL – Accor Live Limitless, IHG One Rewards) via Transfer Rewards.

Travel

• 2 Complimentary Priority Pass lounge visits each year
• Complimentary Travel insurance coverage of up to S$500,000 when you charge your travel fare to your card

The Good Life Privileges

• Enjoy access exciting privileges, promotions and benefits with your Standard Chartered Simply Cash Credit Card such as:
• TANGS - Up S$40 voucher or promo code
• Caltex - Up to 20.7% savings and more
• Agoda - Up to 18% off accommodation worldwide
• Expedia - Up to 20% off eligible hotel bookings
• Standard Chartered Singapore Marathon 2023 - 15% off registration fees

3) Eligibility

• Age: 21 years old and above
• Citizenship: Singaporeans, PRs and Foreigners
• Minimum annual income:
• S$30,000 for Singaporeans/PRs
• S$60,000 for Foreigners

4) Fees & Charges

• Annual principal fee: S$196.20 (first year waivable) (inclusive of GST)
• Supplementary card annual fee: S$0
• Late payment fees: S$100
• Repayment grace period: At least 22 days from billing/statement date
• The minimum payment due will be:
• (i) the greater of either S$50 or 1% of principal (Including any instalments billed in current month); plus
• (ii) interest, fees and charges; and
• (iii) overlimit amount and past due amount (if any).
• Outstanding balances that are below S$50 shall be repaid in full.
• Cash advance charges: 8% with a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment
• Overlimit fee: S$40

Frequently Asked Questions

Can you enjoy annual fee waiver for the Standard Chartered Journey Credit Card?

• Yes, the annual fee for the Standard Chartered Journey Credit Card of S$196.20 (inclusive of GST) is waived for the first and second year

Who should apply for the Standard Chartered Journey Credit Card?

• It is ideal for travellers who spend regularly both overseas and regularly

What is the minimum income requirement for the Standard Chartered Journey Credit Card?

• Singapore/PR: Minimum Income of S$30,000
• Foreigners: Minimum Income of S$60,000