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Standard Chartered CashOne Personal Loan

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Personal Loans/Standard Chartered CashOne Personal Loan
Personal Loans/Standard Chartered CashOne Personal Loan
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Summary

Standard Chartered CashOne Personal Loan

SC CashOne is a personal bank loan scheme by Standard Chartered Singapore. It has one of the most competitive interest rates in Singapore for personal loans, while maintaining a relatively low minimum income requirement. Standard Chartered's CashOne personal loan also services a wide range loan amounts from S$1,000 to S$250,000.

Exclusive Rewards

Get up to S$620 Cash via PayNow

Promotion Criteria:

Loan amount of S$10,000 - S$19,999: All qualifying customers get S$250 Cash via PayNow upon loan approval

Loan amount of S$20,000 - S$49,999- All qualifying customers get S$450 Cash via PayNow upon loan approval

Loan amount of S$50,000 and above: All qualifying customers get S$620 Cash via PayNow upon loan approval

• Applicable to New and Existing customers

• Promo is stackable over SCB BAU offer: Enjoy up to S$3,100 cashback and when you apply for loan with a loan tenure of 3-5 years.

• Valid till 31 May 2023

• Terms and Conditions. Click here

Standard Chartered CashOne Personal Loan Promotion: Get up to S$3,100 cashback

Promotion Criteria:

• Promotion valid for new and existing SCB customers

• Submit an application for a personal loan and get approved

• Approved loan must be min. S$8,000 with tenure of 3, 4 or 5 years to be eligible for rewards

• Promotion valid until 31 May 2023

• Terms and Conditions. Click here

Product Page Transparency

  • Pays to access additional features

Loan Features & Details

1) Key Features

  • Interest rate from 3.48% p.a
  • Maximum loan amount of S$250,000 
  • Loan tenure of up to 5 years
  • Instant approval and quick cash disbursement within 15 minutes to any of your existing bank account of your choice

2) Eligibility

  • Citizenship: Singaporean, PRs, and Foreigners
  • Age: 21 – 65 years old
  • Minimum income requirement: S$20,000 (Singaporean & PRs); S$60,000 (Foreigners with a valid Singapore Employment Pass)

3) Fees

  • Annual fee: S$199
  • Change of tenure: S$50
  • Late payment fee: S$100
  • Default interest: EIR +4% p.a

4) Application Process

How to apply?
  • Head to Standard Chartered’s website to apply for the loan online
  • As you will be required to submit income information, have your Singpass ready to access CPF login page
  • Complete and submit loan application
Supporting documents
  • No documents required for existing Standard Chartered Credit Card holders for Singaporeans, PRs, and Foreigners, unless there is a change in your annual income 
  • New Singaporeans and PRs customers
    undefinedundefinedundefinedundefined
  • New Foreigner customers
    undefinedundefinedundefined
...see more

Popular Products

Personal Loans/Standard Chartered CashOne Personal Loan
claimed
Unclaimed

This product has not been claimed by the company yet.

Summary

Standard Chartered CashOne Personal Loan

SC CashOne is a personal bank loan scheme by Standard Chartered Singapore. It has one of the most competitive interest rates in Singapore for personal loans, while maintaining a relatively low minimum income requirement. Standard Chartered's CashOne personal loan also services a wide range loan amounts from S$1,000 to S$250,000.

Exclusive Rewards

Get up to S$620 Cash via PayNow

Promotion Criteria:

Loan amount of S$10,000 - S$19,999: All qualifying customers get S$250 Cash via PayNow upon loan approval

Loan amount of S$20,000 - S$49,999- All qualifying customers get S$450 Cash via PayNow upon loan approval

Loan amount of S$50,000 and above: All qualifying customers get S$620 Cash via PayNow upon loan approval

• Applicable to New and Existing customers

• Promo is stackable over SCB BAU offer: Enjoy up to S$3,100 cashback and when you apply for loan with a loan tenure of 3-5 years.

• Valid till 31 May 2023

• Terms and Conditions. Click here

Standard Chartered CashOne Personal Loan Promotion: Get up to S$3,100 cashback

Promotion Criteria:

• Promotion valid for new and existing SCB customers

• Submit an application for a personal loan and get approved

• Approved loan must be min. S$8,000 with tenure of 3, 4 or 5 years to be eligible for rewards

• Promotion valid until 31 May 2023

• Terms and Conditions. Click here

Product Page Transparency

  • Pays to access additional features

Loan Features & Details

1) Key Features

  • Interest rate from 3.48% p.a
  • Maximum loan amount of S$250,000 
  • Loan tenure of up to 5 years
  • Instant approval and quick cash disbursement within 15 minutes to any of your existing bank account of your choice

2) Eligibility

  • Citizenship: Singaporean, PRs, and Foreigners
  • Age: 21 – 65 years old
  • Minimum income requirement: S$20,000 (Singaporean & PRs); S$60,000 (Foreigners with a valid Singapore Employment Pass)

3) Fees

  • Annual fee: S$199
  • Change of tenure: S$50
  • Late payment fee: S$100
  • Default interest: EIR +4% p.a

4) Application Process

How to apply?
  • Head to Standard Chartered’s website to apply for the loan online
  • As you will be required to submit income information, have your Singpass ready to access CPF login page
  • Complete and submit loan application
Supporting documents
  • No documents required for existing Standard Chartered Credit Card holders for Singaporeans, PRs, and Foreigners, unless there is a change in your annual income 
  • New Singaporeans and PRs customers
    undefinedundefinedundefinedundefined
  • New Foreigner customers
    undefinedundefinedundefined
...see more

Plans (5)

Slide 1 of 5

Standard Chartered CashOne Personal Loan (Year 1 Tenure)

6.68% - 16.06%

EFFECTIVE INTEREST RATE

3.48%

FLAT INTEREST RATE

$0

PROCESSING FEE

Standard Chartered CashOne Personal Loan (Year 2 Tenure)

6.71% - 16.06%

EFFECTIVE INTEREST RATE

3.48%

FLAT INTEREST RATE

$0

PROCESSING FEE

Standard Chartered CashOne Personal Loan (Year 3 Tenure)

6.67% - 16.06%

EFFECTIVE INTEREST RATE

3.48%

FLAT INTEREST RATE

$0

PROCESSING FEE

Standard Chartered CashOne Personal Loan (Year 4 Tenure)

6.62% - 16.06%

EFFECTIVE INTEREST RATE

3.48%

FLAT INTEREST RATE

$0

PROCESSING FEE

Standard Chartered CashOne Personal Loan (Year 5 Tenure)

6.57% - 16.06%

EFFECTIVE INTEREST RATE

3.48%

FLAT INTEREST RATE

$0

PROCESSING FEE

Standard Chartered CashOne Personal Loan (Year 1 Tenure)

6.68% - 16.06%

EFFECTIVE INTEREST RATE

3.48%

FLAT INTEREST RATE

$0

PROCESSING FEE

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      Popular Products

      Interest Rates for Standard Chartered CashOne Personal Loan

      • Interest rates from 3.88% p.a., Effective Interest Rate (EIR) 7.67% p.a.
      • Interest rates will defer depending on applicants' credit profiles

      Features: Pros and cons of Standard Chartered CashOne Personal Loan

      • Fast cash loan to your bank account of choice within 15 mins
      • 50% off your first month’s instalment amount in the form of a cashback - for applicants with a minimum loan amount of S$15,000, over the course of 4 or 5 years.
      • One of the lowest interest rates for personal loans in Singapore, starting from 3.48% p.a (EIR at 6.95% p.a.) for higher income applicants
      • Low minimum loan amount of S$1,000
      • Relatively lower minimum income requirement of S$20,000
      • Fast cash loan option, credited straight to your bank account within 15 minutes
      • Borrow 2 - 4 x your monthly income
      • Generous waivers of processing and annual fees for selected applicants
      • S$20 cashback when you apply via MyInfo
      • While SC CashOne advertises its interest rates at an impossibly low 3.88% p.a., Standard Chartered's interest rates are heavily personalised, based on applicants' income and credit profiles.

      Eligibility: who can apply for Standard Chartered CashOne personal loan?

      • 21 to 65 years old
      • annual income of at least S$20,000 for Singaporeans and PR
      • annual income of at least S$60,000 for foreigners, with a Singapore Employment Pass

      Other Fees: what else to look out for?

      • First-year Annual Fee: S$199 (possible waiver in the first year)
      • Late Fee: S$80
      • Default Interest: EIR +4%p.a
      • Early redemption fee: $150 (or 3% of the outstanding principal, whichever is higher)

      Contact Standard Chartered Singapore

      Tel: +65 6747 7000

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.

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