Standard Chartered CashOne Personal Loan Reviews and Comparison - Seedly
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Standard Chartered CashOne Personal Loan

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  • Reviews (0)
  • Questions (2)
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Plans (5)

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  • Standard Chartered CashOne Personal Loan (Year 1 Tenure)

    7.24% - 50.95%
    EFFECTIVE INTEREST RATE
    3.88%
    FLAT INTEREST RATE
    $0
    PROCESSING FEE
  • Standard Chartered CashOne Personal Loan (Year 2 Tenure)

    7.36% - 30.28%
    EFFECTIVE INTEREST RATE
    3.88%
    FLAT INTEREST RATE
    $0
    PROCESSING FEE
  • Standard Chartered CashOne Personal Loan (Year 3 Tenure)

    7.35% - 23.01%
    EFFECTIVE INTEREST RATE
    3.88%
    FLAT INTEREST RATE
    $0
    PROCESSING FEE
  • Standard Chartered CashOne Personal Loan (Year 4 Tenure)

    7.30% - 19.28%
    EFFECTIVE INTEREST RATE
    3.88%
    FLAT INTEREST RATE
    $0
    PROCESSING FEE
  • Standard Chartered CashOne Personal Loan (Year 5 Tenure)

    7.24% - 16.98%
    EFFECTIVE INTEREST RATE
    3.88%
    FLAT INTEREST RATE
    $0
    PROCESSING FEE

    Standard Chartered CashOne Personal Loan (Year 1 Tenure)

    7.24% - 50.95%
    EFFECTIVE INTEREST RATE
    3.88%
    FLAT INTEREST RATE
    $0
    PROCESSING FEE

Details

About Standard Chartered SC CashOne Personal Loan

  • One of the lowest interest rates for personal loans in Singapore, starting from 3.88% p.a (EIR from 7.67% p.a.) for higher income applicants
  • 50% off your first month’s instalment amount in the form of a cashback
  • Relatively lower minimum income requirement of S$20,000
  • Fast cash loan option, credited straight to your bank account within 15 minutes
  • Borrow up to 4 x your monthly income
  • Generous waivers of processing and annual fees for selected applicants
  • One of the more accessible personal loans for lower income borrowers

SC CashOne is a personal bank loan scheme by Standard Chartered Singapore. It has one of the most competitive interest rates in Singapore for personal loans, while maintaining a relatively low minimum income requirement. Standard Chartered's CashOne personal loan also services a wide range loan amounts from S$1,000 to S$250,000.

Read More about Standard Chartered CashOne Personal Loan
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Questions (2)
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Citi Quick Cash

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Where would you suggest getting a personal loan from? Can you share the pros and cons of them?
Lim Qin Da
Lim Qin Da
Level 6. Master
Updated 2w ago
Hi Anon, there are several things to consider when coming to personal loans. Besides interest rates, you should also consider the type of loan that you are looking for, and whether you qualify for them. Recently, Seedly has written a guide to getting the best personal loans in Singapore with the lowest interest rates, where there are detailed explanations of everything regarding personal loans. You can refer to it here. I have pulled out this table that is used in the article, where a simple comparison is done between several loans that are available. ! If you are comparing just between interest rates for Personal Instalment Loans, CIMB Cashlite and OCBC Personal Loan offer the lowest interest rates. Do note that the respective bank terms and conditions apply. Alternatively, you may also like to refer to our Seedly Reviews Page, where the community has shared their feedback regarding the personal loans they have taken. Hope this helps!
Answer image preview
👍 0

Citi Quick Cash

Loans

CIMB CashLite Personal Instalment Loan

BOC $martLoan

Hong Leong Bank Personal Loan

HSBC Personal Loan

Maybank CreditAble Term Loan

OCBC Cash-On-Instalment

OCBC ExtraCash Loan

POSB Personal Loan

Standard Chartered CashOne Personal Loan

UOB Personal Loan

Debt

Education

Personal Loans

DBS/POSB Personal Loan

I need to take a loan for my university school fees that costs about $11k a year. Which bank have you made loans from and how was your experience with them?
CH
CH
Level 7. Grand Master
Answered 3w ago
Full time local uni? there is tuition fee loan or MOE loan which are interest free until you graduate. https://blog.seedly.sg/tuition-fee-loan-local-universities/ sad to say, if you are not working, you will hardly qualify for unsecured loans.
👍 0

Interest Rates for Standard Chartered CashOne Personal Loan

  • Interest rates from 3.88% p.a., Effective Interest Rate (EIR) 7.67% p.a.
  • Interest rates will defer depending on applicants' credit profiles

Features: Pros and cons of Standard Chartered CashOne Personal Loan

  • Fast cash loan to your bank account of choice within 15 mins
  • 50% off your first month’s instalment amount in the form of a cashback - for applicants with a minimum loan amount of S$15,000, over the course of 4 or 5 years.
  • One of the lowest interest rates for personal loans in Singapore, starting from 3.88% p.a (EIR at 7.67% p.a.) for higher income applicants
  • Low minimum loan amount of S$1,000
  • Relatively lower minimum income requirement of S$20,000
  • Fast cash loan option, credited straight to your bank account within 15 minutes
  • Borrow 2 - 4 x your monthly income
  • Generous waivers of processing and annual fees for selected applicants
  • S$20 cashback when you apply via MyInfo

  • While it SC CashOne advertises its interest rates at an impossibly low 3.88% p.a., Standard Chartered's interest rates are heavily personalised, based on applicants' income and credit profiles.

  • More details and loan calculator for SC CashOne Personal Loan here

Eligibility: who can apply for Standard Chartered CashOne personal loan?

  • 21 to 65 years old
  • annual income of at least S$20,000 for Singaporeans and PR
  • annual income of at least S$60,000 for foreigners, with a Singapore Employment Pass

Other Fees: what else to look out for?

  • First-year Annual Fee: S$199 (possible waiver in the first year)
  • Late Fee: S$80
  • Default Interest: EIR +4%p.a
  • Early redemption fee: $150 (or 3% of the outstanding principal, whichever is higher)

Contact Standard Chartered Singapore

Tel: +65 6747 7000