facebookStandard Chartered CashOne Personal Loan Reviews and Comparison - Seedly

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Personal Loans/Standard Chartered CashOne Personal Loan
Personal Loans/Standard Chartered CashOne Personal Loan
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  • Standard Chartered CashOne Personal Loan (Year 1 Tenure)

    6.68% - 16.06%

    EFFECTIVE INTEREST RATE

    3.48%

    FLAT INTEREST RATE

    $0

    PROCESSING FEE

    [PROMO] Get OSIM uThrone Gaming Massage Chair & extra S$88 cash reward. Valid till 28 Feb 2022. T&Cs apply. Learn more below.

  • Standard Chartered CashOne Personal Loan (Year 2 Tenure)

    6.71% - 16.06%

    EFFECTIVE INTEREST RATE

    3.48%

    FLAT INTEREST RATE

    $0

    PROCESSING FEE

    [PROMO] Get OSIM uThrone Gaming Massage Chair & extra S$88 cash reward. Valid till 28 Feb 2022. T&Cs apply. Learn more below.

  • Standard Chartered CashOne Personal Loan (Year 3 Tenure)

    6.67% - 16.06%

    EFFECTIVE INTEREST RATE

    3.48%

    FLAT INTEREST RATE

    $0

    PROCESSING FEE

    [PROMO] Get OSIM uThrone Gaming Massage Chair & up to S$2,688 cashback. Valid till 28 Feb 2022. T&Cs apply. Learn more below.

  • Standard Chartered CashOne Personal Loan (Year 4 Tenure)

    6.62% - 16.06%

    EFFECTIVE INTEREST RATE

    3.48%

    FLAT INTEREST RATE

    $0

    PROCESSING FEE

    [PROMO] Get OSIM uThrone Gaming Massage Chair & up to S$2,688 cashback. Valid till 28 Feb 2022. T&Cs apply. Learn more below.

  • Standard Chartered CashOne Personal Loan (Year 5 Tenure)

    6.57% - 16.06%

    EFFECTIVE INTEREST RATE

    3.48%

    FLAT INTEREST RATE

    $0

    PROCESSING FEE

    [PROMO] Get OSIM uThrone Gaming Massage Chair & up to S$2,688 cashback. Valid till 28 Feb 2022. T&Cs apply. Learn more below.

Standard Chartered CashOne Personal Loan (Year 1 Tenure)

6.68% - 16.06%

EFFECTIVE INTEREST RATE

3.48%

FLAT INTEREST RATE

$0

PROCESSING FEE

[PROMO] Get OSIM uThrone Gaming Massage Chair & extra S$88 cash reward. Valid till 28 Feb 2022. T&Cs apply. Learn more below.

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Standard Chartered SC CashOne Personal Loan Review 2021

  • One of the lowest interest rates for personal loans in Singapore, starting from 3.48% p.a (EIR from 6.95% p.a.) for higher income applicants
  • 50% off your first month’s instalment amount in the form of a cashback
  • Relatively lower minimum income requirement of S$20,000
  • Fast cash loan option, credited straight to your bank account within 15 minutes
  • Borrow up to 4 x your monthly income
  • Generous waivers of processing and annual fees for selected applicants
  • One of the more accessible personal loans for lower income borrowers

SC CashOne is a personal bank loan scheme by Standard Chartered Singapore. It has one of the most competitive interest rates in Singapore for personal loans, while maintaining a relatively low minimum income requirement. Standard Chartered's CashOne personal loan also services a wide range loan amounts from S$1,000 to S$250,000.

Read More about Standard Chartered CashOne Personal Loan
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      3 Exclusive Rewards

      Get an OSIM uThrone Gaming Massage Chair (worth S$1,599)

      • Promotion is valid from 24 January to 28 February 2022
      • Promotion is applicable to new and existing Standard Chartered CashOne Account Holders only
      • First 20 successful applicants get an extra S$88 cash reward
      • Loan amount <S$15k: All qualifying customers get S$100 cash via PayNow upon loan approval
      • Loan amount of S$15k - S$20k: All qualifying customers get a Dyson AM07 Tower Fan (worth S$499) or S$350 cash via PayNow upon loan approval
      • Loan amount of >S$20k - S$50,000: All qualifying customers get a Dyson Omni-glide Vacuum (worth S$649) or S$400 cash via PayNow upon loan approval
      • Loan amount of >S$50,000: All qualifying customers get an OSIM uThrone Gaming Massage Chair (worth S$1,599)
      • Promotion is stackable on the cashback offers below
      • Terms and Conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      Get up to S$2,688 cashback for new clients

      • Promotion is valid from 18 January to 28 February 2022
      • Promotion is applicable to new Standard Chartered CashOne Account Holders only
      • Loan amount of <S$10k: S$88
      • Loan amount of S$10k - S$20k: S$288 cashback
      • Loan amount of >S$20k - S$50k: S$388 cashback
      • Loan amount of >S$50k - S$100k: S$688 cashback
      • Loan amount of >S$100k - S$250k: S$2,688 cashback
      • Applicants must apply for min. loan amount of S$1,000 at an interest rate of 3.48% p.a. & above (EIR from 6.95% p.a.) with loan tenures of 3, 4 or 5 years
      • Terms and Conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      Get up to S$1,688 cashback for existing clients

      • Promotion is valid from 18 January to 28 February 2022
      • Promotion is applicable to existing Standard Chartered CashOne Account Holders only
      • Loan amount of <S$10k: S$88
      • Loan amount of S$10k - S$20k: S$188 cashback
      • Loan amount of >S$20k - S$50k: S$288 cashback
      • Loan amount of >S$50k - S$100k: S$588 cashback
      • Loan amount of >S$100k - S$250k: S$1,688 cashback
      • Applicants must apply for min. loan amount of S$1,000 at an interest rate of 3.48% p.a. & above (EIR from 6.95% p.a.) with loan tenures of 3, 4 or 5 years
      • Terms and Conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      Interest Rates for Standard Chartered CashOne Personal Loan

      • Interest rates from 3.88% p.a., Effective Interest Rate (EIR) 7.67% p.a.
      • Interest rates will defer depending on applicants' credit profiles

      Features: Pros and cons of Standard Chartered CashOne Personal Loan

      • Fast cash loan to your bank account of choice within 15 mins
      • 50% off your first month’s instalment amount in the form of a cashback - for applicants with a minimum loan amount of S$15,000, over the course of 4 or 5 years.
      • One of the lowest interest rates for personal loans in Singapore, starting from 3.48% p.a (EIR at 6.95% p.a.) for higher income applicants
      • Low minimum loan amount of S$1,000
      • Relatively lower minimum income requirement of S$20,000
      • Fast cash loan option, credited straight to your bank account within 15 minutes
      • Borrow 2 - 4 x your monthly income
      • Generous waivers of processing and annual fees for selected applicants
      • S$20 cashback when you apply via MyInfo

      • While SC CashOne advertises its interest rates at an impossibly low 3.88% p.a., Standard Chartered's interest rates are heavily personalised, based on applicants' income and credit profiles.

      Eligibility: who can apply for Standard Chartered CashOne personal loan?

      • 21 to 65 years old
      • annual income of at least S$20,000 for Singaporeans and PR
      • annual income of at least S$60,000 for foreigners, with a Singapore Employment Pass

      Other Fees: what else to look out for?

      • First-year Annual Fee: S$199 (possible waiver in the first year)
      • Late Fee: S$80
      • Default Interest: EIR +4%p.a
      • Early redemption fee: $150 (or 3% of the outstanding principal, whichever is higher)

      Contact Standard Chartered Singapore

      Tel: +65 6747 7000

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.

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