Standard Chartered CashOne Personal Loan Reviews and Comparison - Seedly
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Standard Chartered CashOne Personal Loan

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Plans (5)

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  • Standard Chartered CashOne Personal Loan (Year 1 Tenure)

    7.24% - 50.95%
    EFFECTIVE INTEREST RATE
    3.88%
    FLAT INTEREST RATE
    $0
    PROCESSING FEE
  • Standard Chartered CashOne Personal Loan (Year 2 Tenure)

    7.36% - 30.28%
    EFFECTIVE INTEREST RATE
    3.88%
    FLAT INTEREST RATE
    $0
    PROCESSING FEE
  • Standard Chartered CashOne Personal Loan (Year 3 Tenure)

    7.35% - 23.01%
    EFFECTIVE INTEREST RATE
    3.88%
    FLAT INTEREST RATE
    $0
    PROCESSING FEE
  • Standard Chartered CashOne Personal Loan (Year 4 Tenure)

    7.30% - 19.28%
    EFFECTIVE INTEREST RATE
    3.88%
    FLAT INTEREST RATE
    $0
    PROCESSING FEE
  • Standard Chartered CashOne Personal Loan (Year 5 Tenure)

    7.24% - 16.98%
    EFFECTIVE INTEREST RATE
    3.88%
    FLAT INTEREST RATE
    $0
    PROCESSING FEE

    Standard Chartered CashOne Personal Loan (Year 1 Tenure)

    7.24% - 50.95%
    EFFECTIVE INTEREST RATE
    3.88%
    FLAT INTEREST RATE
    $0
    PROCESSING FEE

Details

About Standard Chartered SC CashOne Personal Loan

  • One of the lowest interest rates for personal loans in Singapore, starting from 3.88% p.a (EIR from 7.67% p.a.) for higher income applicants
  • 50% off your first month’s instalment amount in the form of a cashback
  • Relatively lower minimum income requirement of S$20,000
  • Fast cash loan option, credited straight to your bank account within 15 minutes
  • Borrow up to 4 x your monthly income
  • Generous waivers of processing and annual fees for selected applicants
  • One of the more accessible personal loans for lower income borrowers

SC CashOne is a personal bank loan scheme by Standard Chartered Singapore. It has one of the most competitive interest rates in Singapore for personal loans, while maintaining a relatively low minimum income requirement. Standard Chartered's CashOne personal loan also services a wide range loan amounts from S$1,000 to S$250,000.

Read More about Standard Chartered CashOne Personal Loan
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Interest Rates for Standard Chartered CashOne Personal Loan

  • Interest rates from 3.88% p.a., Effective Interest Rate (EIR) 7.67% p.a.
  • Interest rates will defer depending on applicants' credit profiles

Features: Pros and cons of Standard Chartered CashOne Personal Loan

  • Fast cash loan to your bank account of choice within 15 mins
  • 50% off your first month’s instalment amount in the form of a cashback - for applicants with a minimum loan amount of S$15,000, over the course of 4 or 5 years.
  • One of the lowest interest rates for personal loans in Singapore, starting from 3.88% p.a (EIR at 7.67% p.a.) for higher income applicants
  • Low minimum loan amount of S$1,000
  • Relatively lower minimum income requirement of S$20,000
  • Fast cash loan option, credited straight to your bank account within 15 minutes
  • Borrow 2 - 4 x your monthly income
  • Generous waivers of processing and annual fees for selected applicants
  • S$20 cashback when you apply via MyInfo

  • While it SC CashOne advertises its interest rates at an impossibly low 3.88% p.a., Standard Chartered's interest rates are heavily personalised, based on applicants' income and credit profiles.

  • More details and loan calculator for SC CashOne Personal Loan here

Eligibility: who can apply for Standard Chartered CashOne personal loan?

  • 21 to 65 years old
  • annual income of at least S$20,000 for Singaporeans and PR
  • annual income of at least S$60,000 for foreigners, with a Singapore Employment Pass

Other Fees: what else to look out for?

  • First-year Annual Fee: S$199 (possible waiver in the first year)
  • Late Fee: S$80
  • Default Interest: EIR +4%p.a
  • Early redemption fee: $150 (or 3% of the outstanding principal, whichever is higher)

Contact Standard Chartered Singapore

Tel: +65 6747 7000