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CIMB Personal Instalment Loan

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Summary

CIMB Personal Loan

CIMB Personal Loan lets you choose a loan tenure that ranges between one and five years. This flexibility is great regardless of whether you take out a smaller or larger loan.

For those who are looking to get quick cash on hand through a personal loan, the CIMB Personal Loan provides instant loan disbursement. This is subject to the approval of your CIMB Personal Instalment Loan application. Your approved loan amount will be credited into a Singapore dollar-denominated bank account you hold that is specified in your application. 

When applying for a personal loan, one of the charges that you could incur is the processing fee, which tends to be about 1% of your approved loan amount. For example, if you take a S$20,000 loan, you would need to pay S$200 in processing fees. However, with the CIMB Personal Loan, there is no processing fee charged. 

SingSaver Exclusive Promotion: Get an Apple iPhone 15 128 GB (worth S$1,311) / Dyson V12 Fluffy (worth S$969) / Apple iPad 10th Gen + Apple AirTag Bundle (worth S$737) / Dyson AM07 Tower Fan (worth S$459) / S$1,200 Cash via PayNow

  • Submit an application for a personal loan and get approved to be eligible for the following:

Loan amount of S$8,000 - S$14,999: Get S$50 Cash via PayNow upon loan approval

Loan amount of S$15,000 - S$29,999: Get a Dyson AM07 Tower Fan (worth S$459) or S$280 Cash

Loan amount of S$30,000 - S$49,999: Get an Apple iPad 10th Gen 10.9'' Wifi 256 GB + Apple AirTag Bundle (worth S$737) or S$600 Cash

Loan amount of S$50,000 - S$79,999: Get a Dyson V12 Fluffy (worth S$969) or S$750 Cash

Loan amount of S$80,000 and above: Get an Apple iPhone 15 128 GB (worth S$1,311) or S$1,200 Cash

  • Applicable to New Customers only 
  • Promo is NOT stackable over CIMB PL Loan 
  • Promotion Reriod: 1 - 31 March 2024
  • Terms and Conditions. Click here

CIMB Personal Loan Promotion: Enjoy 2.80% p.a. flat interest rate (EIR from 5.28% p.a.)

  • Promotion is valid for new CIMB personal loan customers only
  • Apply for a CIMB Personal Loan with min. amount of S$30,000 and tenure of 3 to 5 years and receive approval by 30 May 2024 to be eligible for lowered interest rates
  • Promotion is valid until 31 May 2024
  • Terms and Conditions. Click here

Product Page Transparency

  • Pays to access additional features

CIMB CashLite Personal Loan Features & Benefits

1) Key Features

  • CIMB Personal Loan
    - Get up to 8x* monthly income 
    - Receive cash instantly upon approval
    - Enjoy low-interest rates from 3.38% p.a. (EIR 6.32% p.a.)
    - No processing fee for loan amount of S$5,000 and above
    - Min. income: S$20,000 p.a.
    - For SG/PRs
    *T&Cs apply

2) Eligibility

  • Citizenship: Singaporeans and PRs
  • Age: 21 - 70 years old
  • Minimum income requirement: S$30,000

3) Fees

  • Late Repayment Fee: S$100
  • Processing Fee: 1% for Loan amount less than S$5,000. Waived for loan amount S$5,000 and above.
  • Early Repayment Fee: 3% of the outstanding loan amount or S$250, whichever is higher

4) Application Process

How to apply?
  • Fuss-free application
    1. Click "Apply Now" on CIMB Personal Loan Listing
    2. Complete the application via Singpass Myinfo 
Supporting documents
  • Copy of NRIC (front and back)
  • Past 12 month’s CPF statement or latest Income Tax Notice of Assessment
  • Latest computerised payslip
...see more

Popular Products

Summary

CIMB Personal Loan

CIMB Personal Loan lets you choose a loan tenure that ranges between one and five years. This flexibility is great regardless of whether you take out a smaller or larger loan.

For those who are looking to get quick cash on hand through a personal loan, the CIMB Personal Loan provides instant loan disbursement. This is subject to the approval of your CIMB Personal Instalment Loan application. Your approved loan amount will be credited into a Singapore dollar-denominated bank account you hold that is specified in your application. 

When applying for a personal loan, one of the charges that you could incur is the processing fee, which tends to be about 1% of your approved loan amount. For example, if you take a S$20,000 loan, you would need to pay S$200 in processing fees. However, with the CIMB Personal Loan, there is no processing fee charged. 

SingSaver Exclusive Promotion: Get an Apple iPhone 15 128 GB (worth S$1,311) / Dyson V12 Fluffy (worth S$969) / Apple iPad 10th Gen + Apple AirTag Bundle (worth S$737) / Dyson AM07 Tower Fan (worth S$459) / S$1,200 Cash via PayNow

  • Submit an application for a personal loan and get approved to be eligible for the following:

Loan amount of S$8,000 - S$14,999: Get S$50 Cash via PayNow upon loan approval

Loan amount of S$15,000 - S$29,999: Get a Dyson AM07 Tower Fan (worth S$459) or S$280 Cash

Loan amount of S$30,000 - S$49,999: Get an Apple iPad 10th Gen 10.9'' Wifi 256 GB + Apple AirTag Bundle (worth S$737) or S$600 Cash

Loan amount of S$50,000 - S$79,999: Get a Dyson V12 Fluffy (worth S$969) or S$750 Cash

Loan amount of S$80,000 and above: Get an Apple iPhone 15 128 GB (worth S$1,311) or S$1,200 Cash

  • Applicable to New Customers only 
  • Promo is NOT stackable over CIMB PL Loan 
  • Promotion Reriod: 1 - 31 March 2024
  • Terms and Conditions. Click here

CIMB Personal Loan Promotion: Enjoy 2.80% p.a. flat interest rate (EIR from 5.28% p.a.)

  • Promotion is valid for new CIMB personal loan customers only
  • Apply for a CIMB Personal Loan with min. amount of S$30,000 and tenure of 3 to 5 years and receive approval by 30 May 2024 to be eligible for lowered interest rates
  • Promotion is valid until 31 May 2024
  • Terms and Conditions. Click here

Product Page Transparency

  • Pays to access additional features

CIMB CashLite Personal Loan Features & Benefits

1) Key Features

  • CIMB Personal Loan
    - Get up to 8x* monthly income 
    - Receive cash instantly upon approval
    - Enjoy low-interest rates from 3.38% p.a. (EIR 6.32% p.a.)
    - No processing fee for loan amount of S$5,000 and above
    - Min. income: S$20,000 p.a.
    - For SG/PRs
    *T&Cs apply

2) Eligibility

  • Citizenship: Singaporeans and PRs
  • Age: 21 - 70 years old
  • Minimum income requirement: S$30,000

3) Fees

  • Late Repayment Fee: S$100
  • Processing Fee: 1% for Loan amount less than S$5,000. Waived for loan amount S$5,000 and above.
  • Early Repayment Fee: 3% of the outstanding loan amount or S$250, whichever is higher

4) Application Process

How to apply?
  • Fuss-free application
    1. Click "Apply Now" on CIMB Personal Loan Listing
    2. Complete the application via Singpass Myinfo 
Supporting documents
  • Copy of NRIC (front and back)
  • Past 12 month’s CPF statement or latest Income Tax Notice of Assessment
  • Latest computerised payslip
...see more

Plans (3)

Slide 1 of 3

CIMB Personal Instalment Loan (S$10,000 and above)

6.32%

EFFECTIVE INTEREST RATE

3.38%

FLAT INTEREST RATE

$0.00

PROCESSING FEE

CIMB Personal Instalment Loan (S$5,000- S$9,999))

8.26%

EFFECTIVE INTEREST RATE

4.48%

FLAT INTEREST RATE

$0.00

PROCESSING FEE

CIMB Personal Instalment Loan (Less than S$5,000)

16.17%

EFFECTIVE INTEREST RATE

9.00%

FLAT INTEREST RATE

1.00%

PROCESSING FEE

CIMB Personal Instalment Loan (S$10,000 and above)

6.32%

EFFECTIVE INTEREST RATE

3.38%

FLAT INTEREST RATE

$0.00

PROCESSING FEE

📣 SIGN-UP BONUS

Get an Apple iPhone 15 128 GB (worth S$1,311) or Dyson V12 Fluffy (worth S$969) or Apple iPad 10th Gen + Apple AirTag Bundle (worth S$737) or Dyson AM07 Tower Fan (worth S$459) or S$1,200 Cash via PayNow!

Valid till 31 Mar 2024. T&Cs apply.

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Reviews (1)

5.0

1 Reviews

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      Posted 04 Jan 2024

      Purchased

      CIMB Personal Instalment Loan (S$10,000 and above)

      Application was simple and quick with upfront rates and fees. Plus point is that no CIMB account is required allowing the funds to be transferred to my preferred bank account.

      0

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