facebookManulife ReadyProtect Personal Accident Ratings Apr 2026

Manulife ReadyProtect Personal Accident

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Summary

Manulife ReadyProtect Personal Accident Insurance Review 2024

Manulife ReadyProtect is an affordable personal accident insurance which offers coverage from as little as S$2 a week.

The plan offers 5 different tiers of coverage ranging from the most basic (Head Start) to premium (Signature).

The accidental death and dismemberment payout ranges from S$50,000 (Head Start) to S$1,00,000 (Signature).

In terms of medical expenses, you will be covered for:

  • accidental medical reimbursement (both locally and while overseas)
  • alternative treatments like Traditional Chinese Medicine or chiropractic treatment
  • ambulance fees and mobility aids

You'll also get coverage for up to 21 infectious diseases, terrorism, and even during full-time National Service and reservist training.

On top of this, you can also choose to opt in for

  • income support benefit
  • hospital cash benefit
  • child care benefit
...see more

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Summary

Manulife ReadyProtect Personal Accident Insurance Review 2024

Manulife ReadyProtect is an affordable personal accident insurance which offers coverage from as little as S$2 a week.

The plan offers 5 different tiers of coverage ranging from the most basic (Head Start) to premium (Signature).

The accidental death and dismemberment payout ranges from S$50,000 (Head Start) to S$1,00,000 (Signature).

In terms of medical expenses, you will be covered for:

  • accidental medical reimbursement (both locally and while overseas)
  • alternative treatments like Traditional Chinese Medicine or chiropractic treatment
  • ambulance fees and mobility aids

You'll also get coverage for up to 21 infectious diseases, terrorism, and even during full-time National Service and reservist training.

On top of this, you can also choose to opt in for

  • income support benefit
  • hospital cash benefit
  • child care benefit
...see more

Plans (5)

Slide 1 of 5

ReadyProtect Signature

$1,000,000

ACCIDENTAL DEATH

$500 / week

TEMPORARY DISABILITY

Up to $10,000

MEDICAL BENEFITS

$1500

TCM & CHIROPRACTOR

ReadyProtect Ultimate

$500,000

ACCIDENTAL DEATH

$350 / week

TEMPORARY DISABILITY

Up to $4,000

MEDICAL BENEFITS

$1000

TCM & CHIROPRACTOR

ReadyProtect Accelerate

$200,000

ACCIDENTAL DEATH

$200 / week

TEMPORARY DISABILITY

Up to $3,000

MEDICAL BENEFITS

$750

TCM & CHIROPRACTOR

ReadyProtect Advantage

$100,000

ACCIDENTAL DEATH

$100 / week

TEMPORARY DISABILITY

Up to $2,000

MEDICAL BENEFITS

$500

TCM & CHIROPRACTOR

ReadyProtect Head Start

$50,000

ACCIDENTAL DEATH

$50 / week

TEMPORARY DISABILITY

Up to $1,000

MEDICAL BENEFITS

$250

TCM & CHIROPRACTOR

ReadyProtect Signature

$1,000,000

ACCIDENTAL DEATH

$500 / week

TEMPORARY DISABILITY

Up to $10,000

MEDICAL BENEFITS

$1500

TCM & CHIROPRACTOR

Reviews (72)

4.7

72 Reviews

5
57
4
11
3
3
2
0
1
1

Service Rating

Ease of Claim

4.7

Agent Reliability

4.8

Application Process

4.3

      Posted 5d ago

      Purchased

      ReadyProtect Signature

      I feel very safe again to invest my Bitcoin for I have found a platform that I can trust for the first time in a while. Severally trading with fake platform, I feel so happy and felt i must recommend and share my success story with Mrs Maria Renee is the best account manager. As I earn at the comfort of my home of $12,500 at the period of 7days of Mining and trading in my wallet. investing in these platform has really changed my family status, I truly recommend her to trade for each and every one who have plan to invest in their self and future to earn good profit.... If you are interested reach her and you will testify. You can reach her Via WhatsApp:+1 443-561-4598

      0

      What are your thoughts?

      Posted 10d ago

      Purchased

      ReadyProtect Signature

      Woww!!!... i can not keep this great joy in my heart anymore I am still looking at my bank account with amazement. I traded with $1000 and got my withdrawal of $9600 in binary trading and mrs Maria Renee is my trading expert. she's a legit broker and đź’Ż trusted. Her platform is legit and secured. I never believed receiving my profit until it hit my bank account. I must say she is the first expert to pay me profit. I will forever be grateful to you ma because you stood to your words. Contact her via. WhatsApp: +1 443-561-4598

      0

      What are your thoughts?

      Posted 12d ago

      Purchased

      ReadyProtect Signature

      Mrs Maria Renee made the impossible possible! Recovering $377,582 seemed like a distant dream, but her expertise turned that dream into reality and always helping me on my trade I made good profit. I highly recommend her service inbox privately on ‎whatsapp+1 443-561-4598

      0

      What are your thoughts?

      Posted 25 Dec 2024

      Purchased

      ReadyProtect Signature

      AVOID THIS COMPANY If you are looking for an accident plan, you can go ahead and skip Manulife! Trust me. If you buy this plan, you will regret it when you want to claim. Here is my reviews: Timeline are as follows: 8/9/2024:Suffered an injury. 9/9/2024: Visited the specialist and submitted the claim to Manulife. 4/10/2024: Manulife took close to 1 month to get back to me for my claims and mailed me a letter to request for a list of documents. There is no SMS,Email or calls from them to inform me. They have to mail hardcopy to me. 5/11/2024: I have submitted the documents that they requested via email. 8/12/2024: Manulife took more than 1 month to get back to me and sent me a questionnaire to request for more information. They dont even have a portal for you to check the claim status. haha I gave up and asked for a refund of my premium. They agreed to give me a full refund. From my experience, you can tell that they are not serious in providing any coverage. Once you submit a claim, they will squeeze their brains and try to delay your claim or dont pay you at all.

      0

      What are your thoughts?

      Posted 21 Jun 2024

      Purchased

      ReadyProtect Signature

      Manulife ReadyProtect is a budget-friendly personal accident insurance starting at just S$2 weekly. With 5 tiers of coverage, from basic to premium, it ensures flexibility to match individual needs. Payouts up to S$1,00,000 for accidental death and dismemberment provide comprehensive protection at an affordable rate. Ideal for those seeking peace of mind without breaking the bank.

      0

      What are your thoughts?

      Posted 24 May 2024

      Purchased

      ReadyProtect Head Start

      The claiming process for my claim was quite smooth, agents are professional. The rates are good. Happy with premium.

      0

      What are your thoughts?

      Posted 07 Mar 2024

      Purchased

      ReadyProtect Signature

      claiming process easy hassle-free. good value given the premium amount to be paid and the coverage recommended!

      0

      What are your thoughts?

      Posted 25 Jul 2023

      Purchased

      ReadyProtect Signature

      The peace of mind that comes with knowing I am protected in the event of an accident is invaluable. The accidental death and dismemberment payout options, ranging from S$50,000 to S$1,00,000, provide a sense of security for my loved ones.

      0

      What are your thoughts?

      Posted 23 Oct 2022

      Purchased

      ReadyProtect Signature

      Plan is comprehensive and claims is easy to get. Highly reccomended. Would reccomend it to others. Kudos

      1

      What are your thoughts?

      28 Jul 2020

      Purchased

      ReadyProtect Signature

      [Claims Process] Claim process was online and was hastle free. was able to submit the documents and the settlement was quite fast. [Agent Responsiveness] Was able to get timely response from my agent with regards to the claim process.

      0

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    Discussions (0)

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      Manulife ReadyProtect Coverage Summary

      Manulife ReadyProtect offers 5 different plans for personal accident coverage:

      • Head Start
      • Accelerate
      • Advantage
      • Ultimate
      • Signature

      Plans

      Accidental Death and Dismemberment
      (doubles when accident occurs in public transport or during school activity)

      Accidental medical reimbursement (AMR)

      Traditional Chinese Medicine or chiropractic treatment

      Ambulance fees and mobility aids

      Head Start

      S$50,000

      Up to S$1,000

      Up to S$250

      Up to S$700

      Accelerate

      S$100,000

      Up to S$2,000

      Up to S$500

      Up to S$1,200

      Advantage

      S$200,000

      Up to S$3,000

      Up to S$750

      Up to S$1,200

      Ultimate

      S$500,000

      Up to S$4,000

      Up to S$1,000

      Up to S$2,200

      Signature

      S$1,000,000

      Up to S$10,000

      Up to S$1,500

      Up to S$3,200

      How to Claim Manulife Personal Accident Insurance?

      It's pretty straightforward!

      You can submit your claims online via Manulife's eClaims service.

      Just remember to prepare the following documents beforehand:

      • Policy owner's completed Personal Accident Claim Form
      • Final medical bill(s)
      • Hospital Discharge Summary
      • Doctor's memo, medical report, or Attending Physician’s Statement (APS) to support the diagnosis
      • Police Report if any
      • Original receipts are not required for a claimable amount of S$500 and below per accident.

      Other things to note:

      • If MediSave or MediShield Life is involved, the deduction must be finalised and you must provide the statement from CPF Board showing the deductions
      • For bills or receipts from Traditional Chinese Medicine (TCM) or Chiropractic clinics, please ensure that the practitioner's name is indicated clearly on the bills or receipts

      Who can Apply for Manulife ReadyProtect Personal Accident Insurance?

      You can buy ReadyProtect from as young as 15 days to 65 years.

      The core benefits will cover you till you reach 99 years old.

      And it'll cover your medical expenses till you're 75 years old.

      Contact Manulife Insurance

      If you need to contact Manulife Singapore, you can:

      • Contact the Client Service Team at +65 6833 8188
      • Email the Client Service Team at [email protected]
      • Visit the Manulife Client Service Centre at 8 Cross Street #01-01A Manulife Tower Singapore 048424

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