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Manulife ReadyProtect Personal Accident
- Overview
- Reviews (59)
- Questions (0)
- More Details
Unclaimed
This product has not been claimed by the company yet.
USER RATINGS
Ease of Claim
Agent Reliability
Plans (5)
ReadyProtect Signature
$1,000,000
ACCIDENTAL DEATH
$500 / week
TEMPORARY DISABILITY
Up to $10,000
MEDICAL BENEFITS
$1500
TCM & CHIROPRACTOR
Details
Manulife ReadyProtect Personal Accident Insurance Review 2021
Manulife ReadyProtect is an affordable personal accident insurance which offers coverage from as little as S$2 a week.
The plan offers 5 different tiers of coverage ranging from the most basic (Head Start) to premium (Signature).
The accidental death and dismemberment payout ranges from S$50,000 (Head Start) to S$1,00,000 (Signature).
In terms of medical expenses, you will be covered for:
- accidental medical reimbursement (both locally and while overseas)
- alternative treatments like Traditional Chinese Medicine or chiropractic treatment
- ambulance fees and mobility aids
You'll also get coverage for up to 21 infectious diseases, terrorism, and even during full-time National Service and reservist training.
On top of this, you can also choose to opt in for
- income support benefit
- hospital cash benefit
- child care benefit
4.8
59 Reviews
- 548
- 49
- 32
- 20
- 10
Read Review About...
- Updated on 28 Jul 2020
Purchased
ReadyProtect Signature
[Claims Process] Claim process was online and was hastle free. was able to submit the documents and the settlement was quite fast. [Agent Responsiveness] Was able to get timely response from my agent with regards to the claim process.0
Post
- Updated on 22 Jul 2020
Purchased
ReadyProtect Head Start
Claim process is straight forward and easy. It allows us to submit claims Online. Good! Save us the need to arrange with the agent to just pick up the receipts.0
Post
- Updated on 22 Jul 2020
Purchased
ReadyProtect Head Start
Easy to claim Besides cover for accident injuries, I like that it also cover for infectious diseases like HFMD, Zika, Dengue Fever. This is very important as nowaday these infectious diseases are getting common and anyone can be infected.0
Post
- Updated on 22 Jul 2020
Purchased
ReadyProtect Head Start
[Insurance Coverage] It covers the recent dengue virus. [Claims Process] Submission is easy. The policy accepts claim for TCM treatment which many of us will go to when we injured ourselves. [Agent Responsiveness] Very helpful and responsive when I wrote to her for assistance.0
Post
- Updated on 22 Jul 2020
Purchased
ReadyProtect Head Start
[Claims Process] It was smooth and fast. I pay for 5 personal accident plan. My dad, my mum, myself, my elder child in primary school and my toddler. We have claimed for food poisoning, dental injury. [Insurance Coverage] I do understand that the coverage amount are lesser compared to other insurance providers. But do note that the monthly premiums are lower so more affordable That is why I am able to commit and pay for 5 personal accident plan. Manulife also offer a family discount plan. [Claims Document] Must always remember to get doctor to write a memo. This is the troublesome part.0
Post
No Question Found.
Manulife ReadyProtect Coverage Summary
Manulife ReadyProtect offers 5 different plans for personal accident coverage:
- Head Start
- Accelerate
- Advantage
- Ultimate
- Signature
Plans | Accidental Death and Dismemberment | Accidental medical reimbursement (AMR) | Traditional Chinese Medicine or chiropractic treatment | Ambulance fees and mobility aids |
|---|---|---|---|---|
Head Start | S$50,000 | Up to S$1,000 | Up to S$250 | Up to S$700 |
Accelerate | S$100,000 | Up to S$2,000 | Up to S$500 | Up to S$1,200 |
Advantage | S$200,000 | Up to S$3,000 | Up to S$750 | Up to S$1,200 |
Ultimate | S$500,000 | Up to S$4,000 | Up to S$1,000 | Up to S$2,200 |
Signature | S$1,000,000 | Up to S$10,000 | Up to S$1,500 | Up to S$3,200 |
How to Claim Manulife Personal Accident Insurance?
It's pretty straightforward!
You can submit your claims online via Manulife's eClaims service.
Just remember to prepare the following documents beforehand:
- Policy owner's completed Personal Accident Claim Form
- Final medical bill(s)
- Hospital Discharge Summary
- Doctor's memo, medical report, or Attending Physician’s Statement (APS) to support the diagnosis
- Police Report if any
- Original receipts are not required for a claimable amount of S$500 and below per accident.
Other things to note:
- If MediSave or MediShield Life is involved, the deduction must be finalised and you must provide the statement from CPF Board showing the deductions
- For bills or receipts from Traditional Chinese Medicine (TCM) or Chiropractic clinics, please ensure that the practitioner's name is indicated clearly on the bills or receipts
Who can Apply for Manulife ReadyProtect Personal Accident Insurance?
You can buy ReadyProtect from as young as 15 days to 65 years.
The core benefits will cover you till you reach 99 years old.
And it'll cover your medical expenses till you're 75 years old.
Contact Manulife Insurance
If you need to contact Manulife Singapore, you can:
- Contact the Client Service Team at +65 6833 8188
- Email the Client Service Team at [email protected]
- Visit the Manulife Client Service Centre at 8 Cross Street #01-01A Manulife Tower Singapore 048424