Unfortunately there is no viable alternative currently, to me, for MIP. Not with the breadth of counters available and at their commission structure. Only other way I see is to continue funding your prefunded account and buying into the counters manually. I'm personally considering this option once MIP ends, since the prefunded commission rates are cheaper as compared to non prefunded account rates. The shares you purchased through MIP will remain in your prefunded account. There is a promotional rate until end of the year to sell off the odd lot shares at 'normal' online brokerage commission rates. It will be 40 dollars otherwise if you contact your broker to sell off the odd shares.

Hate to see it go. Like that it offers a myraid of different stocks at a low commission rate. Will probably wait for something similar to come up before I start RSP again. Hoard the cash in the meantime

Hey there anon! I've been researching into student-friendly CCs lately too and considered the 2 you mentioned as well. Here's my opinion: I prefer the DBS Live Fresh CC over the Maybank eVibes CC 1. The cashback from the DBS Live Fresh CC isn't just 0.3%, there're different cashback percentages for different types of spend. Check this answer I recently did with a more thorough analysis of the DBS Live Fresh CC! 2. Objectively speaking, the DBS Live Fresh CC might fall short of the Maybank eVibes CC because there're monthly caps on the cashbacks you can redeem (read more in my answer!). Based on Maybank's eVibes CC T&Cs, there isn't a monthly cap on the cashbacks you can redeem. 3. That being said, I still prefer the DBS Live Fresh CC because it helps boost my interest rates on my DBS Multiplier account. If you intend to open a DBS Multiplier account in due time, I highly recommend you get the DBS Live Fresh CC instead! To close, the monthly caps imposed by the DBS Live Fresh CC wouldn't be too much of an issue unless you spend a lot - which i assume you wouldn't as a student as I don't too. If you're looking for more reviews on the DBS Live Fresh CC, here they are: https://seedly.sg/reviews/credit-cards/dbs-live-fresh-cashback Hope this helps! :-)

Depending on how much you are investing every month. If it is less than $500 then POSB InvestSaver and Maybank KE MIP are cheaper since their commission is min $1.

If you have to ask which durian to buy, then you are better off buying the entire plantation. In finance, the plantation would be index ETFs.