MSIG MaidPlus Maid Insurance
Advertisement
MSIG MaidPlus Maid Insurance
MSIG MaidPlus Maid Insurance
This product has not been claimed by the company yet.
Summary
MaidPlus is a foreign domestic worker insurance that offers $60,000 in personal accident cover annually and up to $3,000 for accidental medical expenses during the period of cover. At MSIG, you can now purchase an enhanced 26 months’ policy for your maid.
We pay up to $50,000 for hospitalization and surgical charges including 90 days’ pre and post hospitalization expenses for diagnostic services and treatment.
Our maid insurance for foreign domestic workers extends coverage to you as an employer as well. You are covered for expenses incurred to hire a replacement foreign domestic worker following the termination of your Maid's service due to accidental death, injury or illness.
Product Page Transparency
MSIG's maid insurance MaidPlus is a rather comprehensive set of policies. There are a total of 3 tiers for MSIG Maid Plus, ranging from the cheapest to the most comprehensive - Standard, Classic and Premier. The most basic plan starts from $267.50 for 26 months.
The key coverage for Maid Plus are as follows:
Check out the details below for the full coverage of MSIG Maid Plus Insurance
Popular Products
4.6
5 Reviews
No rating yet
0 Reviews
No rating yet
0 Reviews
No rating yet
0 Reviews
Summary
MaidPlus is a foreign domestic worker insurance that offers $60,000 in personal accident cover annually and up to $3,000 for accidental medical expenses during the period of cover. At MSIG, you can now purchase an enhanced 26 months’ policy for your maid.
We pay up to $50,000 for hospitalization and surgical charges including 90 days’ pre and post hospitalization expenses for diagnostic services and treatment.
Our maid insurance for foreign domestic workers extends coverage to you as an employer as well. You are covered for expenses incurred to hire a replacement foreign domestic worker following the termination of your Maid's service due to accidental death, injury or illness.
Product Page Transparency
MSIG's maid insurance MaidPlus is a rather comprehensive set of policies. There are a total of 3 tiers for MSIG Maid Plus, ranging from the cheapest to the most comprehensive - Standard, Classic and Premier. The most basic plan starts from $267.50 for 26 months.
The key coverage for Maid Plus are as follows:
Check out the details below for the full coverage of MSIG Maid Plus Insurance
Plans (3)
đź“Ł SIGN-UP BONUS
Enjoy 25% off and receive up to S$55 PayNow
Valid till 31 Dec 2024. T&Cs apply.
0.0
0 Reviews
High to Low
No reviews found.
Discussions (0)
Recent Activity
No Posts Found.
Popular Products
4.6
5 Reviews
No rating yet
0 Reviews
No rating yet
0 Reviews
No rating yet
0 Reviews
What the product is about:
MaidPlus is a foreign domestic worker insurance that offers $60,000 in personal accident cover annually and up to $3,000 for accidental medical expenses during the period of cover. At MSIG, you can now purchase an enhanced 26 months’ policy for your maid.
We pay up to $50,000 for hospitalization and surgical charges including 90 days’ pre and post hospitalization expenses for diagnostic services and treatment.
Our maid insurance for foreign domestic workers extends coverage to you as an employer as well. You are covered for expenses incurred to hire a replacement foreign domestic worker following the termination of your Maid's service due to accidental death, injury or illness.
Here’s a summary of MSIG Maid Plus Insurance and its coverage according to the tiers:
Coverage benefits | Standard | Classic | Premier |
---|---|---|---|
Death and Permanent Disablement | $60,000 | $60,000 | $60,000 |
Medical Expenses
| $1,000
| $2,000
| $3,000
|
Inpatient Expenses incurred in Class B2 ward or below (Including 90 days pre and post hospitalisation expenses and day care surgery) | $15,000 | $30,000 | $50,000 |
Daily Allowance for hiring temporary help in the event of the hospitalisation of your helper | $50 per day, max 30 days | $50 per day, max 45 days | $50 per day, max 60 days |
Wages & Levy Reimbursement | $30 per day, max 30 days | $30 per day, max 45 days | $30 per day, max 60 days |
Repatriation Expenses | $10,000 | $15,000 | $20,000 |
Termination Expenses for when your helper is certified unfit for work by a medical professional | $300 | $600 | $600 |
Replacement Maid Expenses for the hiring fees of a replacement help following the termination of your maid | $500 | $500 | $750 |
Liability to Third Parties | $5,000 | $10,000 | $20,000 |
Special Grant a lump sum payment following accidental death | $2,000 | $3,000 | $3,000 |
Maid's Personal Belongings | $300 | $300 | $500 |
Maid insurance Guarantee Bond to MOM | $5,000 | $5,000 | $5,000 |
Plan | Standard | Classic | Premier |
---|---|---|---|
Premium price (for 26 months) | $267.50 | $363.80 | $417.30 |
If you need more coverage to protect yourself and your domestic helper, you can consider the following available add-ons to the MaidPlus:
Optional Covers | Additional Premium |
---|---|
Waiver of counter indemnity for insurance guarantee bond to MOM Relieves your liability to MOM in the event a demand for payment by MOM (Excess: $250) | $53.50 |
Employer’s liability Covers your legal liability as an employer arising from injury or disease claims by your maid at Common Law. Coverage parameters of: $300k, $500k or $1 mil |
|
Insurance guarantee bond – Philippine Overseas Labour Office, Singapore Letter of guarantee for a $7k security bond to the POLO for domestic workers without records with the POEA* | $80.25 |
*POEA = Philippine Overseas Employment Administration
+ Insurance guarantee bond: A Letter of Guarantee for a S$5,000 security bond will be issued to Ministry of Manpower (MOM) on your behalf
+ Enhanced medical expenses coverage: Includes Dengue fever, dental and Traditional Chinese Medicine (TCM) treatments
+ Daily wages and levy reimbursement: Get compensated up to S$30/day (for max. 30 days) if your helper is hospitalised
+ Replacement helper hiring fee: Reimburses S$50/day (for max. 30 days) if temporary help is required while your helper is hospitalised
+ Replacement maid expenses: Offsets fees for a replacement helper following the termination of your helper’s service due to death, injury or illness
+ No waiting period to be covered for illnesses other than pre-existing conditions
+ Read our full review of the MSIG MaidPlus Standard Plan
- Exclusions for pre-existing conditions are waived for policy renewals if medical conditions occurs during the preceding policy under MSIG with no intervening break in cover
- No provision for loss of household contents as a direct result of any act of fraud or dishonesty committed by the helper
- Excludes expenses for neurasthenia, mental disease, psychiatric treatment, congenital sickness, birth defects, tests or treatment for sexually transmitted diseases, and any injury or illness due to alcoholism or drug abuse. Full exclusions in policy wording.
Fulfilment:
• SingSaver Exclusive Promotion Gift will be fulfilled by SingSaver
• MSIG MaidPlus Promotion Gift will be fulfilled by MSIG
Contact MSIG
MSIG Insurance is a member of the MS&AD Group, which is one of the world's largest general insurance groups with operations in more than 40 countries, 17 in Asia and Oceania alone. This allows it to leverage on their extensive expertise and global network in reaching out to a larger group of audience.
Advertisement