Singtel Dash EasyEarn
This product is managed by Singtel.
Dash EasyEarn is an insurance savings plan underwritten by Etiqa Insurance that is made available to Singtel Dash users.
It gives you a guaranteed 1.50% p.a. rate of return, plus a bonus 0.3% p.a. rate of return on the first S$20,000 for the first policy year.
In terms of insurance coverage, Dash EasyEarn's death benefit covers up to 105% of your account value.
Interested in saving with Dash EasyEarn?
All you have to do is sign up to be a Dash user and top up a minimum amount of S$2,000 to get started.
If S$2,000 is too much for you, you can opt for the Dash EasyEarn Lite plan which gives you a 1.0% p.a. rate of return for your first policy year, and it only requires a minimum deposit of S$100.
Whichever plan you choose to go with, you can withdraw your money anytime as there's no lock-in period.
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Dash EasyEarn Lite
1.5% p.a. guaranteed + 0.3% p.a. bonus for first policy year
1.0% p.a. for the first policy year
Save between S$2,000 - S$20,000
Save between S$100 - S$2,000
Minimum Withdrawal Amount
EasyEarn is a single premium, universal life plan. It offers you some amount of protection and with the money from the one-time premium in your account, that also helps you earn attractive return rates. With no lock-in period, you can withdraw your money anytime. Essentially, it is an insurance savings plan.
EasyEarn has 2 tiers, regular Dash EasyEarn or Dash EasyEarn Lite. They differ in terms of rate of returns accruable, premium amount and withdrawal amount.
Dash EasyEarn Lite:
How do you earn the highest rate of returns for Dash EasyEarn?
Dash EasyEarn's rate of returns is really straight-forward. The returns per annum for Dash EasyEarn is 1.8% p.a. for account balances of up to S$20,000 for the first policy year.
To earn more returns, simply top-up more into your account to earn from the 1.8% p.a. via your bank account. The total account is calculated by adding the accumulated rate of returns and any top-ups. While it might be a single premium policy, you can still top-up your account to increase the average daily balance for higher returns
However, if your daily average account balance falls below S$2,000, there will be no returns accruable.
As a universal life plan, Singtel Dash EasyEarn covers you for 105% of your account balance upon death, and the minimum one-time premium is S$2,000.
If you'd like to be covered for more, simply top-up your Dash account.
A larger account balance also means you'll be earning more.
Between these 3 new insurance savings plans, what are the differences and which is the best for you?
Check out our Insurance Savings Plan Comparison Guide to find out if Dash EasyEarn is the best insurance savings plan!
Currently, EasyEarn is only available to Singtel Dash users.
On top of that, you'll need to fulfill the following eligibility criteria:
Not sure if you're eligible?
Chill. Just sign up or log in to your Singtel Dash app to check your eligibility.