NTUC! Always using this for my grocery runs at NTUC Fairprice! Very easy to tap for linkpoints at NTUC.
Cashback on NTUC fairprice is only available if you spend oer $200 outside of Fairprice! This card is shared among my family so pretty easy for us to hit this minimum spend hehe.
Essentially this card is a very niche card as my family mainly uses this card for its cashback on Fairprice. However, there are probably better offerings out there to make your spending more efficient for your personal finance, be it a generic cashback eg citi cash back card, or to increase your p.a return on your savings account, eg scb bonussaver. My family only uses this card as we spend a lot on groceries, and share this with my partner sometimes. Overall, please do your research before applying for this product! Dont be tricked by the 7% cashback as there might be better offerings out there for you, to optimise your personal cashback engine😜. A 1.5% cashback on ALL your spending, from a generic card, will probably be better than 7% cashback on ONLY your ntuc fairprice spend amount, if you dont spend much at fairprice. If you think you do/ plan to, then this card is the one for you! Definitely look to share it with your family/ partner. This makes the cashback much more worth it, given the $200 of spend outside of Fairprice, which essentialy is opportunity cost as you will be unable to receive cashback on those spending.