facebookDBS Visa Debit Card Reviews and Comparison - Seedly

Advertisement

Debit Cards/DBS Visa Debit Card
Debit Cards/DBS Visa Debit Card
4.4
91 reviews
claimed

Unclaimed

This product has not been claimed by the company yet.

Summary

DBS Visa Debit Card Review 2021

The DBS Visa Debit Card gives you up to 3% cashback when you spend a minimum of S$500 and keep your cash withdrawals to S$400 and below in the same month.

Here are the categories which you can clock up to 3% cashback:

  • Online food delivery: 3% cashback
  • Local transport (ride hailing, taxi, transit): 3% cashback
  • All foreign currency spend (including online purchase): 2% cashback
  • Local contactless spend: 1% cashback

Best of all, almost anyone can qualify for this debit card. There's no need for a minimum income to qualify and there's no annual fee either.

So if you don't qualify for a credit card (read: student) yet, this is probably one of the best debit cards which you can get!

...see more

DBS Visa Debit Card

3%

CASHBACK

$20

CASHBACK CAP

$400

MINIMUM SPEND

DBS Visa Debit Card

3%

CASHBACK

$20

CASHBACK CAP

$400

MINIMUM SPEND

Reviews (91)

4.4

91 Reviews

5
52
4
29
3
8
2
1
1
1

Service Rating

Speed of Approval

4.9

Customer Service

4.7
    Most HelpfulMost RecentLow to HighHigh to Low
      Posted 8d ago

      Purchased

      DBS Visa Debit Card

      In Summary It is simple, easy to use and a fuss-free, no-frills Debit Card from one of the 3 trusted well-known local bank. - I am a DBS retail banking customer. - Viewing my savings and expenditure in a single location is important to me. DBS digibank Application is easy to use and the dashboard view can see all the allocation in a single view. - I have read through some of the previous reviews consolidated and added some of my own experiences to it. - I have been a customer of DBS since a kid I started off with the POSB Kids Savings account (I had a very colourful bank book with a squirrel on it) —> than the DBS E Savers (when I got my first part time job during school holidays and I got my first Debit card) —> DBS multi currency savings account (for my current needs) - I am attracted by their banking philosophy of live more, bank less. As a customer & shareholder I love DBS’s obsession about digitalising and making things effortless. - DBS Visa Debit Card was my very first card when I was still a student and still have it till this day, even though usage has dropped a lot to like zero especially since i started working and applied for my DBS altitude credit card which I now channel most of my expenses (previously charged to the debit card) through so I can collect DBS points which can be covered to air miles Adulting evolution: ATM card —> Debit Card —> Credit Card - Easy to apply for and use for online payments, especially if you don't have credit cards yet. - Account statement is also provided for checking of transactions every month. - Great card to have when you are a student to earn cashback Useful For... - General shopping for rebates and cash-backs (good when you are a student I guess button when you can get a credit card use them wisely) - Currently I am looking to use the debit card for my overseas trip as I have a multi currency account with DBS and the debit card does not have the exorbitant FX conversion fees that DBS Altitude Card has. So maybe repurposing the DBS debit card to a travel card could be a good option. Promotions and Perks - Will love to have more regular promos -but than again I am terrible at using the promos Hidden Terms of fees - None! Customer Service - I have had no issues so far with DBS customer service. - I think for me I don’t really look for service as long as my issue can be resolved in a timely manner and updates as to what is happening with my request is being told to me, I hate my queries being bounced around from department to department. - So far no such issues. There is a minimum spend? - I haven’t been aware of a mimimum spend on this card.

      0

      What are your thoughts?

      Posted 23 Apr 2022

      Purchased

      DBS Visa Debit Card

      Was my very first card when I was still a student and still have it till this day, even though usage has dropped a lot. Still, it is easy to use and a fuss-free option.

      0

      What are your thoughts?

      Posted 13 Apr 2022

      Purchased

      DBS Visa Debit Card

      Easy to apply for and use for online payments, especially if you don't have credit cards yet. Will love to have more regular promos. Account statement is also provided for checking of transactions every month.

      0

      What are your thoughts?

      Posted 19 Mar 2022

      Purchased

      DBS Visa Debit Card

      Great card to have when you are a student to earn cashback, but i would advise before graduation to apply for DBS Live Fresh and after graduation to apply for SC Unlimited Cashback Card :)

      0

      What are your thoughts?

      Posted 04 Jan 2022

      Purchased

      DBS Visa Debit Card

      [Useful For...] General shopping for rebates and cashbacks. [Promotions and Perks] It's a good one just like its brother card - the DBS Passion card. [Hidden Terms] None!

      0

      What are your thoughts?

      Posted 24 Dec 2021

      Purchased

      DBS Visa Debit Card

      Simple, no-frills Debit Card from a trusted well-known local bank. Customer Service can be better though.

      0

      What are your thoughts?

      Posted 20 Nov 2021

      Purchased

      DBS Visa Debit Card

      Almost the same as any card, use simplygo for transport will help to hit the minimum spend too. basic card to get

      0

      What are your thoughts?

      Posted 23 Sep 2021

      Purchased

      DBS Visa Debit Card

      Customer service has always been accommodated well and with multifunctional card it's easy to use as well with good promotions and perks.

      0

      What are your thoughts?

      Posted 13 Sep 2021

      Purchased

      DBS Visa Debit Card

      great debit card for students/beginners. quick and easy application process. card was scratched and replaced within a short duration of time.

      0

      What are your thoughts?

      Posted 06 Sep 2021

      Purchased

      DBS Visa Debit Card

      Your typical starter debit card when you apply for dbs account. Easy to use and understand. Multifunctional, can be used as transport card

      0

      What are your thoughts?

    Discussions (0)
      Recent ActivityNewTrending

      No Posts Found.

      Terms & Conditions for Applying for a DBS Visa Debit Card 

      • Minimum age: 16 years old
      • Need to have: POSB Savings Account or DSB Savings Plus Account or DBS Autosave Account or DBS Current Account
      • NETs Daily Transaction Limit: S$5,000
      • ATM Daily Withdrawal Limit: S$3,000
      • Foreign exchange fee: None if you link it to any multi-currency account with DBS

      Features & Benefits of DBS Visa Debit Card

      The coolest thing about the DBS Visa Debit card is that you can still earn up to 3% cashback when you spend on everyday necessities like online food delivery, local transport, local Visa contactless spend... and the occasional online purchase in foreign currency.

      • 3% cashback on online food delivery
      • 3% cashback on local transport (ride-hailing, taxis, public transport via SimplyGO)
      • 2% cashback on all foreign currency spend (including online purchase)
      • 1% cashback on local contactless spend (via Apple Pay, Samsung Pay, Google Pay, Visa PayWave)

      There's one small catch though.

      You need to spend at least S$500 a month and have to make sure that your POSB/DBS cash withdrawals are $400 and below in the same month.

      But if you plan your budget carefully and track it to a T, this shouldn't be an issue!

      Overall, the amount of cashback you can get is capped at S$20 per month.

      Advertisement