DBS Visa Debit Card
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Summary
DBS Visa Debit Card Review 2021
The DBS Visa Debit Card gives you up to 3% cashback when you spend a minimum of S$500 and keep your cash withdrawals to S$400 and below in the same month.
Here are the categories which you can clock up to 3% cashback:
- Online food delivery: 3% cashback
- Local transport (ride hailing, taxi, transit): 3% cashback
- All foreign currency spend (including online purchase): 2% cashback
- Local contactless spend: 1% cashback
Best of all, almost anyone can qualify for this debit card. There's no need for a minimum income to qualify and there's no annual fee either.
So if you don't qualify for a credit card (read: student) yet, this is probably one of the best debit cards which you can get!
DBS Visa Debit Card
3%
CASHBACK
$20
CASHBACK CAP
$400
MINIMUM SPEND
DBS Visa Debit Card
3%
CASHBACK
$20
CASHBACK CAP
$400
MINIMUM SPEND
4.4
91 Reviews
Service Rating
Speed of Approval
Customer Service
- In Summary It is simple, easy to use and a fuss-free, no-frills Debit Card from one of the 3 trusted well-known local bank. - I am a DBS retail banking customer. - Viewing my savings and expenditure in a single location is important to me. DBS digibank Application is easy to use and the dashboard view can see all the allocation in a single view. - I have read through some of the previous reviews consolidated and added some of my own experiences to it. - I have been a customer of DBS since a kid I started off with the POSB Kids Savings account (I had a very colourful bank book with a squirrel on it) —> than the DBS E Savers (when I got my first part time job during school holidays and I got my first Debit card) —> DBS multi currency savings account (for my current needs) - I am attracted by their banking philosophy of live more, bank less. As a customer & shareholder I love DBS’s obsession about digitalising and making things effortless. - DBS Visa Debit Card was my very first card when I was still a student and still have it till this day, even though usage has dropped a lot to like zero especially since i started working and applied for my DBS altitude credit card which I now channel most of my expenses (previously charged to the debit card) through so I can collect DBS points which can be covered to air miles Adulting evolution: ATM card —> Debit Card —> Credit Card - Easy to apply for and use for online payments, especially if you don't have credit cards yet. - Account statement is also provided for checking of transactions every month. - Great card to have when you are a student to earn cashback Useful For... - General shopping for rebates and cash-backs (good when you are a student I guess button when you can get a credit card use them wisely) - Currently I am looking to use the debit card for my overseas trip as I have a multi currency account with DBS and the debit card does not have the exorbitant FX conversion fees that DBS Altitude Card has. So maybe repurposing the DBS debit card to a travel card could be a good option. Promotions and Perks - Will love to have more regular promos -but than again I am terrible at using the promos Hidden Terms of fees - None! Customer Service - I have had no issues so far with DBS customer service. - I think for me I don’t really look for service as long as my issue can be resolved in a timely manner and updates as to what is happening with my request is being told to me, I hate my queries being bounced around from department to department. - So far no such issues. There is a minimum spend? - I haven’t been aware of a mimimum spend on this card.
0
What are your thoughts? - Posted 23 Apr 2022
Purchased
DBS Visa Debit Card
Was my very first card when I was still a student and still have it till this day, even though usage has dropped a lot. Still, it is easy to use and a fuss-free option.0
What are your thoughts? - Posted 23 Sep 2021
Purchased
DBS Visa Debit Card
Customer service has always been accommodated well and with multifunctional card it's easy to use as well with good promotions and perks.0
What are your thoughts? - Posted 13 Sep 2021
Purchased
DBS Visa Debit Card
great debit card for students/beginners. quick and easy application process. card was scratched and replaced within a short duration of time.0
What are your thoughts?
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Terms & Conditions for Applying for a DBS Visa Debit Card
- Minimum age: 16 years old
- Need to have: POSB Savings Account or DSB Savings Plus Account or DBS Autosave Account or DBS Current Account
- NETs Daily Transaction Limit: S$5,000
- ATM Daily Withdrawal Limit: S$3,000
- Foreign exchange fee: None if you link it to any multi-currency account with DBS
Features & Benefits of DBS Visa Debit Card
The coolest thing about the DBS Visa Debit card is that you can still earn up to 3% cashback when you spend on everyday necessities like online food delivery, local transport, local Visa contactless spend... and the occasional online purchase in foreign currency.
- 3% cashback on online food delivery
- 3% cashback on local transport (ride-hailing, taxis, public transport via SimplyGO)
- 2% cashback on all foreign currency spend (including online purchase)
- 1% cashback on local contactless spend (via Apple Pay, Samsung Pay, Google Pay, Visa PayWave)
There's one small catch though.
You need to spend at least S$500 a month and have to make sure that your POSB/DBS cash withdrawals are $400 and below in the same month.
But if you plan your budget carefully and track it to a T, this shouldn't be an issue!
Overall, the amount of cashback you can get is capped at S$20 per month.
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