HSBC Visa Platinum Credit Card

Eligibility for HSBC Visa Platinum Credit Card

• Supplementary cardholders minimum age must be at least 21 years of age  
• Supplementary cardholders minimum age must be at least 18 years of age
• Singaporeans and PR; Minimum annual income of $30,000
• Singaporeans and PR (Self Employed and Commission-based); Minimum annual income of $30,000
• Foreigners; Minimum annual income of $40,000
• Minimum Fixed Deposit Collateral of $10,000

Fees and Charges for HSBC Visa Infinite Credit Card

• Annual Principle Fee: S$180 (S$192.60 inclusive of GST)
• Annual Supplementary Card fee: Free
• Fee waiver: Not Available
• Interest-Free Period: 20 days
• Annual Interest Rate: 25.90%
• Annual Interest on cash advances: 28%
• Minimum monthly payment: 3% or $50, whichever is higher
• Late payment charge: $55
• Cash advance fee: 6% or $15, whichever is higher
• Overlimit fee: $40
• Fees for foreign currency transactions: Up to 2.8% of the transaction amount
• Dynamic currency conversion fee: 1% of converted transaction amount
• Payment hierarchy: If the bill is not paid in full by due date, payment is first applied to the balance that attracts the highest interest rate and then to the next highest interest bearing balance, and so on
• Lost / stolen card liability: S$100

Key features of HSBC Visa Infinite Credit Card

• Welcome gift of Samsonite T5 68cm Spinner with built-in scale (worth $560) or $150 cash back
• Enjoy 5% cash rebate on your dining, groceries and fuel spend
• Earn 1 Reward Point for every 1 dollar spent