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HSBC Visa Platinum Credit Card

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Summary

HSBC Visa Platinum Credit Card

The HSBC Visa Platinum Credit Card is a high cashback rewards credit card, with no annual fees - ideal for families as you can get 5% cash rebate on categories like dining, groceries and fuel.

SingSaver Exclusive Promotion: Receive a Dyson Supersonic™ hair dryer (worth S$699) or Sony WF-1000XM5 Headphones (worth S$429) or Apple iPad 9th 10.2" WiFi 64GB (worth S$508.30) or S$350 eCapitaVoucher or S$300 Cash via PayNow

  • Promotion is valid for new HSBC credit card members only
  • Activate and spend min. S$500 for 30-day periods following card approval
  • For HSBC TravelOne: Activate and spend min. S$500 plus pay an annual fee of S$196.20 by end of the following calendar month from the card account opening date
  • Promotion Period: 14 - 29 February 2024; extended until 10 March 2024
  • Terms and Conditions apply

Product Page Transparency

  • Pays to access additional features

Card Features & Details

1) Key Features

  • 5% cash rebate on family expenses
  • 1 Reward Point per dollar spent

2) Benefits

Cash Rebate
  • 5% cash rebate on family expenses, in eligible categories (dining, groceries and fuel)
  • 1 Reward Point per dollar spent
  • Reward points expire after a 37-month period from the subsequent month it is awarded
  • Additional 1% with HSBC Everyday+ Rewards Programme, up to S$300 per calendar month (S$500 for HSBC Premier customers)
HSBC Promotions & Privileges
  • Exclusive deals and offers for: 
  • Online and in-store shopping
  • Hotels, flights and packages
  • Dining, with 1-for-1 offers using the ENTERTAINER with HSBC app
  • Fuel savings at any Caltex or Shell petrol station islandwide using the HSBC Revolution Credit Card:
  • Caltex: 17% instant discount plus up to 5% cash rebate
  • Shell: Up to 17% instant discount plus up to 5% cash rebate

3) Eligibility

  • Age: 21 years old and above
  • Citizenship: Singaporeans, PRs and Foreigners
  • Minimum annual income:
  • S$30,000 for Singaporeans/PRs
  • S$40,000 for Foreigners
  • Or a fixed deposit collateral of S$10,000

4) Fees & Charges

  • Annual principal fee: S$196.20 (waived for the first 2 years)
  • Supplementary card annual fee: First 5 cards are free
  • Late payment fees: S$100
  • Repayment grace period: Depends on monthly credit card statement
  • Your minimum payment amount will be calculated as:
  • 100% of the monthly instalment amount for each of your cash instalment plans and spend instalment plans, if you have any;
  • Plus: 100% of any interest, late fees, annual credit card fees and overlimit fees charged to your account
  • Plus: 1% of your remaining outstanding balance (i.e. your total outstanding balance less the amounts set out under the previous two bullet points)
  • Plus: the excess amount above your credit limit, if your account is overlimit, or SGD50, whichever is greater.
  • *The total amount under the 2nd and 3rd plus is subject to a minimum of S$50 (in the currency of your account).
  • However, if your total outstanding balance is less than S$50 (in the currency of your account), your minimum payment amount will be your total outstanding balance.
  • Cash advance charges: S$15 or 6% of the amount drawn, whichever is higher.
  • Overlimit fee: S$40, if the total outstanding balance (including unbilled balance) of all credit card(s) exceeds customer’s combined credit limit on any day within the statement period. 

Frequently Asked Questions

Can you enjoy annual fee waiver for the HSBC Visa Platinum Credit Card?

  • Yes, the annual fee for the HSBC Visa Platinum Credit Card of S$196.20 (inclusive of GST) is waived for the first 2 years.

Who should apply for the HSBC Visa Platinum Credit Card?

  • For those looking for a card for family expenses

What is the minimum income requirement for the HSBC Visa Platinum Credit Card?

  • Minimum annual income:
  • S$30,000 for Singaporeans/PRs
  • S$40,000 for self-employed or commission-based Singaporean or Permanent Resident
  • S$40,000 for Foreigners
  • Or a fixed deposit collateral of S$10,000
...see more

Popular Products

Summary

HSBC Visa Platinum Credit Card

The HSBC Visa Platinum Credit Card is a high cashback rewards credit card, with no annual fees - ideal for families as you can get 5% cash rebate on categories like dining, groceries and fuel.

SingSaver Exclusive Promotion: Receive a Dyson Supersonic™ hair dryer (worth S$699) or Sony WF-1000XM5 Headphones (worth S$429) or Apple iPad 9th 10.2" WiFi 64GB (worth S$508.30) or S$350 eCapitaVoucher or S$300 Cash via PayNow

  • Promotion is valid for new HSBC credit card members only
  • Activate and spend min. S$500 for 30-day periods following card approval
  • For HSBC TravelOne: Activate and spend min. S$500 plus pay an annual fee of S$196.20 by end of the following calendar month from the card account opening date
  • Promotion Period: 14 - 29 February 2024; extended until 10 March 2024
  • Terms and Conditions apply

Product Page Transparency

  • Pays to access additional features

Card Features & Details

1) Key Features

  • 5% cash rebate on family expenses
  • 1 Reward Point per dollar spent

2) Benefits

Cash Rebate
  • 5% cash rebate on family expenses, in eligible categories (dining, groceries and fuel)
  • 1 Reward Point per dollar spent
  • Reward points expire after a 37-month period from the subsequent month it is awarded
  • Additional 1% with HSBC Everyday+ Rewards Programme, up to S$300 per calendar month (S$500 for HSBC Premier customers)
HSBC Promotions & Privileges
  • Exclusive deals and offers for: 
  • Online and in-store shopping
  • Hotels, flights and packages
  • Dining, with 1-for-1 offers using the ENTERTAINER with HSBC app
  • Fuel savings at any Caltex or Shell petrol station islandwide using the HSBC Revolution Credit Card:
  • Caltex: 17% instant discount plus up to 5% cash rebate
  • Shell: Up to 17% instant discount plus up to 5% cash rebate

3) Eligibility

  • Age: 21 years old and above
  • Citizenship: Singaporeans, PRs and Foreigners
  • Minimum annual income:
  • S$30,000 for Singaporeans/PRs
  • S$40,000 for Foreigners
  • Or a fixed deposit collateral of S$10,000

4) Fees & Charges

  • Annual principal fee: S$196.20 (waived for the first 2 years)
  • Supplementary card annual fee: First 5 cards are free
  • Late payment fees: S$100
  • Repayment grace period: Depends on monthly credit card statement
  • Your minimum payment amount will be calculated as:
  • 100% of the monthly instalment amount for each of your cash instalment plans and spend instalment plans, if you have any;
  • Plus: 100% of any interest, late fees, annual credit card fees and overlimit fees charged to your account
  • Plus: 1% of your remaining outstanding balance (i.e. your total outstanding balance less the amounts set out under the previous two bullet points)
  • Plus: the excess amount above your credit limit, if your account is overlimit, or SGD50, whichever is greater.
  • *The total amount under the 2nd and 3rd plus is subject to a minimum of S$50 (in the currency of your account).
  • However, if your total outstanding balance is less than S$50 (in the currency of your account), your minimum payment amount will be your total outstanding balance.
  • Cash advance charges: S$15 or 6% of the amount drawn, whichever is higher.
  • Overlimit fee: S$40, if the total outstanding balance (including unbilled balance) of all credit card(s) exceeds customer’s combined credit limit on any day within the statement period. 

Frequently Asked Questions

Can you enjoy annual fee waiver for the HSBC Visa Platinum Credit Card?

  • Yes, the annual fee for the HSBC Visa Platinum Credit Card of S$196.20 (inclusive of GST) is waived for the first 2 years.

Who should apply for the HSBC Visa Platinum Credit Card?

  • For those looking for a card for family expenses

What is the minimum income requirement for the HSBC Visa Platinum Credit Card?

  • Minimum annual income:
  • S$30,000 for Singaporeans/PRs
  • S$40,000 for self-employed or commission-based Singaporean or Permanent Resident
  • S$40,000 for Foreigners
  • Or a fixed deposit collateral of S$10,000
...see more

HSBC Visa Platinum Credit Card

5% on dining, groceries and petrol
CASHBACK
$250
CASHBACK CAP

HSBC Visa Platinum Credit Card

5% on dining, groceries and petrol

CASHBACK

$250

CASHBACK CAP

đź“Ł SIGN-UP BONUS

Score a Dyson Supersonic™ hair dryer (worth S$699) or Sony WF-1000XM5 Headphones (worth S$429) or Apple iPad 9th 10.2" WiFi 64GB (worth S$508.30) or S$350 eCapitaVoucher or S$300 Cash!

Valid till 10 Mar 2024. T&Cs apply.

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Reviews (3)

4.3

3 Reviews

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1
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      Posted 27 Jan 2022

      Purchased

      HSBC Visa Platinum Credit Card

      [Promotions and Perks] Fantastic travel card! Great points offer for signup worth around $400. No foreign transaction fees (that's a huge one) Boingo hotpsot and TSA precheck. 2x points for travel expenses.

      0

      What are your thoughts?

      Posted 08 Apr 2022

      Purchased

      HSBC Visa Platinum Credit Card

      Important to note would be the minimum spending requirement of S$600 per calendar MONTH *quarter* to qualify for rebates and the S$250 rebate cap per calendar quarter.

      0

      What are your thoughts?

      Posted 03 Sep 2021

      Purchased

      HSBC Visa Platinum Credit Card

      need to charge a minimum amount of S$600 in Eligible Purchases per month for all 3 months in any given Quarter. 5% rebate on dining, groceries and fuel, good for family

      0

      What are your thoughts?

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