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MS First Capital Motor Insurance

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Summary

MS First Capital Motor Insurance Review 2021

  • MS First Capital offers 3 types of plans: Third-Party Only, Third-Party Fire & Theft, and Comprehensive
  • The comprehensive plan covers only the most basic of areas like personal accident, medical expenses, damage or loss to vehicle.
  • Other than the basics, MS First Capital Motor Insurance does not seem to offer other attractive benefits like daily allowance, replacement vehicle or towing coverage.
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Summary

MS First Capital Motor Insurance Review 2021

  • MS First Capital offers 3 types of plans: Third-Party Only, Third-Party Fire & Theft, and Comprehensive
  • The comprehensive plan covers only the most basic of areas like personal accident, medical expenses, damage or loss to vehicle.
  • Other than the basics, MS First Capital Motor Insurance does not seem to offer other attractive benefits like daily allowance, replacement vehicle or towing coverage.
...see more

MS First Capital Motor Insurance

Any
WORKSHOP
50%
NCD PROTECTION
No
24H ROADSIDE ASSISTANCE

MS First Capital Motor Insurance

Any

WORKSHOP

50%

NCD PROTECTION

No

24H ROADSIDE ASSISTANCE

Based on a 35 year old married male driving a Toyota Corolla Altis 1.6 with 50% NCD, a clean driving record, 10 years of driving experience with 0 claims in the last 3 years

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      MS First Capital Motor Insurance Coverage at a Glance

      1. Comprehensive Cover

      • Accidental Loss or Damage to the insured vehicle
      • Personal injury or property damage to Third Parties including Passengers
      • Personal Accident benefit to the Insured and the passengers
      • Windscreen damage to the insured vehicle for its full value
      • Medical Expenses benefit to the Policyholder and the passengers at S$300 each.
      • Suitable for newer cars, newer drivers, and drivers who want more coverage for peace of mind

      2. Third-Party, Fire & Theft Cover

      • Covers Personal injury and Property damage of third parties as well as
      • The peril of Fire and Theft loss to the insured vehicle
      • Suitable for older cars

      3. Third-Party Only Cover

      • only covers Personal injury and Property damage of third parties
      • Best for old cars at the end of their COE

      What Kind Of Add-Ons Are Available With MS First Capital Motor Insurance?

      1. No Claim Discount Protector

      • Only applicable for drivers with 50% NCD for the past 3 years

      2. Windscreen, Window and Sunroof/Moonroof coverage

      • To ensure that claims for breakage of your windscreen, window or sunroof/moonroof will not affect your NCD

      3. Accessories Protection

      • Claims on your car's original accessories without affecting your NCD

      Young or Inexperienced Driver Excess

      Like all other insurance providers, younger and inexperienced drivers are required to pay extra excess.

      • At MS First Capital, the young drivers are categorised as those below 22 years old, or drivers with less than 2 years of driving experience.
      • Young or Inexperienced drivers will expect to have a S$3,500 extra on excess for your plan.

      Contact MS First Capital

      • Visit MS First Capital Motor Insurance page to get your MS First Capital Motor Insurance quote, and view the full terms & conditions.
      • Tel: 6222 2311

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.