Etiqa Private Car Insurance
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Etiqa Private Car Insurance
Any
WORKSHOP
50%
NCD PROTECTION
No
24H ROADSIDE ASSISTANCE
Etiqa Private Car Insurance
Any
WORKSHOP
50%
NCD PROTECTION
No
24H ROADSIDE ASSISTANCE
Details
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Etiqa Private Car Insurance
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Buying auto insurance from Etiqa is a straightforward process as you only have 3 plans to choose from:
Provides comprehensive coverage with benefits like:
Take note that Etiqa does not offer fringe benefits like roadside assistance or replacement for new cars that are damaged beyond repair. In general, Etiqa Comprehensive is the perfect no-nonsense option for a seasoned driver who knows how to handle a traffic accident.
Cover Features | Comprehensive | Third-Party Fire & Theft | Third Party Only |
---|---|---|---|
Accidental loss or damage by fire | ✓ | ✓ | |
Loss or damage by theft | ✓ | ✓ | |
Accidental loss or damage by other insured causes | ✓ | ||
Loss or damage to accessories and spare parts by fire and/or theft | ✓ | ✓ | |
Towing to repairers or places of safety following accident (up to S$200) | ✓ | ✓ | |
Legal Liability: | ✓ | ✓ | ✓ |
Legal Liability: | ✓ | ✓ | ✓ |
Legal Liability: | ✓ | ✓ | ✓ |
Personal accident benefits for insured (up to S$50,000) | ✓ | ||
Medical expenses (up to $1,000) | ✓ | ||
Windscreen cover (excess of S$100) | ✓ | ||
Daily transport allowance for authorised workshops and repairs exceeding 3 days (S$50 per day up to max. of 5 days) | ✓ |
Even though there is no premium version of the Etiqa comprehensive plan, there are optional add-ons that you might want to consider for your own peace of mind:
1. NCD Protector
2. Workshop Of Your Choice
3. Sun/Moon Roof Cover
4. Solar Film Cover
Pros
Etiqa's plans cover the very basics at an affordable rate. Depending on your driver profile, Etiqa offers one of the most competitively priced vehicle insurance plans.
Regarding the seemingly strange sun/moon roof cover, in case you did not know, if your sun/moon roof is damaged and you want to claim for repairs, it would affect your NCD.
Cons
Their basic and straightforward coverage has no extra services or perks like replacement cars or road-side assistance.
Hence, it is more apt for drivers that are experienced and know what to do in the event of an accident, and for drivers who are not heavily reliant on their vehicles daily.
Etiqa also does not provide flexibility for customisation according to your needs, only a few additional add-ons are available.
Contact us at [email protected] should you require any assistance or spot any inaccuracies.