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Etiqa Private Car Insurance

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  • Reviews (3)
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Car Insurance/Etiqa Private Car Insurance
Car Insurance/Etiqa Private Car Insurance


This product is managed by Etiqa.

Etiqa Private Car Insurance







Etiqa Private Car Insurance








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  • Claimed in December 2020

Etiqa Private Car Insurance Review 2021

  • Competitively priced, depending on your driver profile and ongoing promotions, Etiqa's private car insurance can be one of the most affordable
  • Covers your necessary basics and nothing extra - no road-side assistance or replacement car
  • Apt for experienced drivers who know what to do in the event of an accident as there is no road-side assistance
  • Daily transport allowance of S$50 per day for 5 days for comprehensive plan holders only
  • 30 minutes fast claim approvals for own-damage repair claims less than S$5,000
Read More about Etiqa Private Car Insurance
Reviews (3)


3 Reviews

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    Most HelpfulMost RecentLow to HighHigh to Low
      Updated on 31 May 2020


      Etiqa Private Car Insurance

      A great value for product car insurance. Fast claim approval within 30 minutes and the agent will update you instantly. Secondly, you can choose your own workshop for repairs and you can get up to $50 for 5 days if you are involved in accident. It's basically easy and simple process. I'm sure you won't regret it.



      Updated on 31 May 2020


      Etiqa Private Car Insurance

      I love the comprehensive coverage it offers especially the $50 per day if your car is in workshop or repairs. The claim process was fast and the customer representative was friendly too. Most importantly, there were no hidden terms and conditions. Therefore, i strongly recommended this comprehensive coverage to all.



      Updated on 28 May 2020


      Etiqa Private Car Insurance

      The online buying process was a breeze. Noticed that the discount code was automatically given as well. I settled my car insurance in less than 3 mins! The Tiq connect App is great to use too, simple and informative. You could check your policy details easily.



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      Etiqa Private Car Insurance at a Glance

      Buying auto insurance from Etiqa is a straightforward process as you only have 3 plans to choose from:

      1. Third Party Only (TPO)

      • Most basic cover that covers third-party damage only up to S$2,000
      • Best for old cars at the end of their COE

      2. Third Party, Fire & Theft (TPFT)

      • Covers third party damage, fire and theft only up to S$2,000
      • Towing costs covered up to S$200
      • Suitable for older cars (8 years old and older)

      3. Comprehensive

      Provides comprehensive coverage with benefits like:

      • Car repairs at more than 30 authorised workshops all over Singapore
      • Towing costs covered up to S$200
      • Transport allowance
      • Medical expenses
      • Also includes Third-party damage claims
      • Personal accident cover ($50,000)
      • No replacement car

      Take note that Etiqa does not offer fringe benefits like roadside assistance or replacement for new cars that are damaged beyond repair. In general, Etiqa Comprehensive is the perfect no-nonsense option for a seasoned driver who knows how to handle a traffic accident.

      What does Etiqa Private Car Insurance Cover?

      Cover Features


      Third-Party Fire & Theft

      Third Party Only

      Accidental loss or damage by fire

      Loss or damage by theft

      Accidental loss or damage by other insured causes

      Loss or damage to accessories and spare parts by fire and/or theft

      Towing to repairers or places of safety following accident (up to S$200)

      Legal Liability:
      Death or bodily injury to other people

      Legal Liability:
      Loss or damage to the property of others

      Legal Liability:
      Your legal costs and expenses (up to S$2,000)

      Personal accident benefits for insured (up to S$50,000)

      Medical expenses (up to $1,000)

      Windscreen cover (excess of S$100)

      Daily transport allowance for authorised workshops and repairs exceeding 3 days (S$50 per day up to max. of 5 days)

      What Kind Of Add-Ons Are Available With Etiqa Private Car Insurance?

      Even though there is no premium version of the Etiqa comprehensive plan, there are optional add-ons that you might want to consider for your own peace of mind:

      1. NCD Protector

      • Protects your 50% No-claim Discount
      • Good for one claim only

      2. Workshop Of Your Choice

      • Have the flexibility to choose a non-authorised workshop
      • Might come with changes to the "Additional Excess" charged for elderly & young and inexperienced drivers

      3. Sun/Moon Roof Cover

      • Get covered up to $2,000 for your car's sun/moon roof

      4. Solar Film Cover

      • Receive damage coverage of up to $1,000 for your solar film
      • Note: You might be thinking, "Why do I need insurance for my sun roof?" Most insurers don't cover repairs to the sun/moon roof as a standalone option, so if you wish to claim for repairs, this will affect your NCD.

      Etiqa Private Car Insurance Review Verdict:


      Etiqa's plans cover the very basics at an affordable rate. Depending on your driver profile, Etiqa offers one of the most competitively priced vehicle insurance plans.

      Regarding the seemingly strange sun/moon roof cover, in case you did not know, if your sun/moon roof is damaged and you want to claim for repairs, it would affect your NCD.


      Their basic and straightforward coverage has no extra services or perks like replacement cars or road-side assistance.

      Hence, it is more apt for drivers that are experienced and know what to do in the event of an accident, and for drivers who are not heavily reliant on their vehicles daily.

      Etiqa also does not provide flexibility for customisation according to your needs, only a few additional add-ons are available.

      Contact Etiqa

      • Visit Etiqa online to get your Etiqa Car Insurance quote
      • Etiqa Customer Care: +65 6887 8777
      • Etiqa Main Office: +65 6336 0477
      • WhatsApp Service: +65 8677 8780

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.