Etiqa Private Car Insurance Reviews and Comparison - Seedly
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Etiqa Private Car Insurance

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  • Reviews (3)
  • Questions (0)
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Etiqa Private Car Insurance

Any
WORKSHOP
50%
NCD PROTECTION
No
24H ROADSIDE ASSISTANCE

    Etiqa Private Car Insurance

    Any
    WORKSHOP
    50%
    NCD PROTECTION
    No
    24H ROADSIDE ASSISTANCE

Details

Etiqa Private Car Insurance Review 2020

  • Competitively priced, depending on your driver profile and ongoing promotions, Etiqa's private car insurance can be one of the most affordable
  • Covers your necessary basics and nothing extra - no road-side assistance or replacement car
  • Apt for experienced drivers who know what to do in the event of an accident as there is no road-side assistance
  • Daily transport allowance of S$50 per day for 5 days for comprehensive plan holders only
  • 30 minutes fast claim approvals for own-damage repair claims less than S$5,000
Read More about Etiqa Private Car Insurance
Reviews (3)

4.7

3 Reviews

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    2
  • 4
    1
  • 3
    0
  • 2
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  • Updated on 31 May 2020

    Purchased

    Etiqa Private Car Insurance

    A great value for product car insurance. Fast claim approval within 30 minutes and the agent will update you instantly. Secondly, you can choose your own workshop for repairs and you can get up to $50 for 5 days if you are involved in accident. It's basically easy and simple process. I'm sure you won't regret it.
    0 comments
    0
  • Updated on 31 May 2020

    Purchased

    Etiqa Private Car Insurance

    I love the comprehensive coverage it offers especially the $50 per day if your car is in workshop or repairs. The claim process was fast and the customer representative was friendly too. Most importantly, there were no hidden terms and conditions. Therefore, i strongly recommended this comprehensive coverage to all.
    0 comments
    0
  • Updated on 28 May 2020

    Purchased

    Etiqa Private Car Insurance

    The online buying process was a breeze. Noticed that the discount code was automatically given as well. I settled my car insurance in less than 3 mins! The Tiq connect App is great to use too, simple and informative. You could check your policy details easily.
    0 comments
    0
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Etiqa Private Car Insurance at a Glance

Buying auto insurance from Etiqa is a straightforward process as you only have 3 plans to choose from:

1. Third Party Only (TPO)

  • Most basic cover that covers third-party damage only up to S$2,000
  • Best for old cars at the end of their COE

2. Third Party, Fire & Theft (TPFT)

  • Covers third party damage, fire and theft only up to S$2,000
  • Towing costs covered up to S$200
  • Suitable for older cars (8 years old and older)

3. Comprehensive

Provides comprehensive coverage with benefits like:

  • Car repairs at more than 30 authorised workshops all over Singapore
  • Towing costs covered up to S$200
  • Transport allowance
  • Medical expenses
  • Also includes Third-party damage claims
  • Personal accident cover ($50,000)
  • No replacement car

Take note that Etiqa does not offer fringe benefits like roadside assistance or replacement for new cars that are damaged beyond repair. In general, Etiqa Comprehensive is the perfect no-nonsense option for a seasoned driver who knows how to handle a traffic accident.

What does Etiqa Private Car Insurance Cover?

Cover Features

Comprehensive

Third-Party Fire & Theft

Third Party Only

Accidental loss or damage by fire

Loss or damage by theft

Accidental loss or damage by other insured causes

Loss or damage to accessories and spare parts by fire and/or theft

Towing to repairers or places of safety following accident (up to S$200)

Legal Liability:
Death or bodily injury to other people

Legal Liability:
Loss or damage to the property of others

Legal Liability:
Your legal costs and expenses (up to S$2,000)

Personal accident benefits for insured (up to S$50,000)

Medical expenses (up to $1,000)

Windscreen cover (excess of S$100)

Daily transport allowance for authorised workshops and repairs exceeding 3 days (S$50 per day up to max. of 5 days)

What Kind Of Add-Ons Are Available With Etiqa Private Car Insurance?

Even though there is no premium version of the Etiqa comprehensive plan, there are optional add-ons that you might want to consider for your own peace of mind:

1. NCD Protector

  • Protects your 50% No-claim Discount
  • Good for one claim only

2. Workshop Of Your Choice

  • Have the flexibility to choose a non-authorised workshop
  • Might come with changes to the "Additional Excess" charged for elderly & young and inexperienced drivers

3. Sun/Moon Roof Cover

  • Get covered up to $2,000 for your car's sun/moon roof

4. Solar Film Cover

  • Receive damage coverage of up to $1,000 for your solar film
  • Note: You might be thinking, "Why do I need insurance for my sun roof?" Most insurers don't cover repairs to the sun/moon roof as a standalone option, so if you wish to claim for repairs, this will affect your NCD.


Etiqa Private Car Insurance Review Verdict:

Pros

Etiqa's plans cover the very basics at an affordable rate. Depending on your driver profile, Etiqa offers one of the most competitively priced vehicle insurance plans.

Regarding the seemingly strange sun/moon roof cover, in case you did not know, if your sun/moon roof is damaged and you want to claim for repairs, it would affect your NCD.

Cons

Their basic and straightforward coverage has no extra services or perks like replacement cars or road-side assistance.

Hence, it is more apt for drivers that are experienced and know what to do in the event of an accident, and for drivers who are not heavily reliant on their vehicles daily.

Etiqa also does not provide flexibility for customisation according to your needs, only a few additional add-ons are available.

Contact Etiqa

  • Visit Etiqa online to get your Etiqa Car Insurance quote
  • Etiqa Customer Care: +65 6887 8777
  • Etiqa Main Office: +65 6336 0477
  • WhatsApp Service: +65 8677 8780