Etiqa Private Car Insurance
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This product is managed by Etiqa.
Summary
Etiqa Private Car Insurance
Etiqa Private Car Insurance offers pretty comprehensive coverage, alongside attractive perks and useful services that are available as add-ons.
As such, this plan is best suited for drivers who are clear about their auto insurance needs and seek a degree of customisation in their policy to help control premiums.
If you don't drive your vehicle regularly, its Drive Less Save More add-on should prove useful as it allows you to save up to 30% in cash rebates yearly.
Exclusive Rewards
Get 20% off + Up to S$300 Cashback
Promotion Criteria:
• Use Promo Code TIQSINGSEEDLY to get 20% off + Up to S$300 Cashback (fulfillment by Etiqa)
Min Premium Size $600 - get $100 cashback
Min Premium Size $900 - get $150 cashback
Min Premium Size $1,200 - get $200 cashback
Min Premium Size $1,500 - get $250 cashback
Min Premium Size $2,000 - get $300 cashback
• Valid till 18 June 2023
• Terms and Conditions apply
Product Page Transparency
- Claimed in December 2020
- Pays to access to additional features
Etiqa Private Car Insurance
- Drive less and get up to 30% yearly rebates to further save on your car insurance premium.
- Competitively priced, depending on your driver profile and ongoing promotions, Etiqa's private car insurance can be one of the most affordable
- Covers your necessary basics and nothing extra - no road-side assistance or replacement car
- Apt for experienced drivers who know what to do in the event of an accident as there is no road-side assistance
- Daily transport allowance of S$50 per day for 5 days for comprehensive plan holders only
- 30 minutes fast claim approvals for own-damage repair claims less than S$5,000
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This product is managed by Etiqa.
Summary
Etiqa Private Car Insurance
Etiqa Private Car Insurance offers pretty comprehensive coverage, alongside attractive perks and useful services that are available as add-ons.
As such, this plan is best suited for drivers who are clear about their auto insurance needs and seek a degree of customisation in their policy to help control premiums.
If you don't drive your vehicle regularly, its Drive Less Save More add-on should prove useful as it allows you to save up to 30% in cash rebates yearly.
Exclusive Rewards
Get 20% off + Up to S$300 Cashback
Promotion Criteria:
• Use Promo Code TIQSINGSEEDLY to get 20% off + Up to S$300 Cashback (fulfillment by Etiqa)
Min Premium Size $600 - get $100 cashback
Min Premium Size $900 - get $150 cashback
Min Premium Size $1,200 - get $200 cashback
Min Premium Size $1,500 - get $250 cashback
Min Premium Size $2,000 - get $300 cashback
• Valid till 18 June 2023
• Terms and Conditions apply
Product Page Transparency
- Claimed in December 2020
- Pays to access to additional features
Etiqa Private Car Insurance
- Drive less and get up to 30% yearly rebates to further save on your car insurance premium.
- Competitively priced, depending on your driver profile and ongoing promotions, Etiqa's private car insurance can be one of the most affordable
- Covers your necessary basics and nothing extra - no road-side assistance or replacement car
- Apt for experienced drivers who know what to do in the event of an accident as there is no road-side assistance
- Daily transport allowance of S$50 per day for 5 days for comprehensive plan holders only
- 30 minutes fast claim approvals for own-damage repair claims less than S$5,000
📣 SIGN-UP BONUS
Get 20% off + Up to S$300 Cashback
Valid till 18 Jun 2023. T&Cs apply.
4.3
3 Reviews
Most Helpful
Posted 20 Nov 2022
Purchased
Etiqa Private Car Insurance
[Claims Experience] It was easy to submit my claim and the documents required were not so tedious. The whole process took about 3 days to receive my claim.0
What are your thoughts?31 May 2020
Purchased
Etiqa Private Car Insurance
I love the comprehensive coverage it offers especially the $50 per day if your car is in workshop or repairs. The claim process was fast and the customer representative was friendly too. Most importantly, there were no hidden terms and conditions. Therefore, i strongly recommended this comprehensive coverage to all.0
What are your thoughts?28 May 2020
Purchased
Etiqa Private Car Insurance
The online buying process was a breeze. Noticed that the discount code was automatically given as well. I settled my car insurance in less than 3 mins! The Tiq connect App is great to use too, simple and informative. You could check your policy details easily.1
What are your thoughts?Reply
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Etiqa Private Car Insurance at a Glance
Buying auto insurance from Etiqa is a straightforward process as you only have 3 plans to choose from:
1. Third Party Only (TPO)
- Most basic cover that covers third-party damage only up to S$2,000
- Best for old cars at the end of their COE
2. Third Party, Fire & Theft (TPFT)
- Covers third party damage, fire and theft only up to S$2,000
- Towing costs covered up to S$200
- Suitable for older cars (8 years old and older)
3. Comprehensive
Provides comprehensive coverage with benefits like:
- Car repairs at more than 30 authorised workshops all over Singapore
- Towing costs covered up to S$200
- Transport allowance
- Medical expenses
- Also includes Third-party damage claims
- Personal accident cover ($50,000)
- No replacement car
Take note that Etiqa does not offer fringe benefits like roadside assistance or replacement for new cars that are damaged beyond repair. In general, Etiqa Comprehensive is the perfect no-nonsense option for a seasoned driver who knows how to handle a traffic accident.
What does Etiqa Private Car Insurance Cover?
Cover Features | Comprehensive | Third-Party Fire & Theft | Third Party Only |
|---|---|---|---|
Accidental loss or damage by fire | ✓ | ✓ | |
Loss or damage by theft | ✓ | ✓ | |
Accidental loss or damage by other insured causes | ✓ | ||
Loss or damage to accessories and spare parts by fire and/or theft | ✓ | ✓ | |
Towing to repairers or places of safety following accident (up to S$200) | ✓ | ✓ | |
Legal Liability: | ✓ | ✓ | ✓ |
Legal Liability: | ✓ | ✓ | ✓ |
Legal Liability: | ✓ | ✓ | ✓ |
Personal accident benefits for insured (up to S$50,000) | ✓ | ||
Medical expenses (up to $1,000) | ✓ | ||
Windscreen cover (excess of S$100) | ✓ | ||
Daily transport allowance for authorised workshops and repairs exceeding 3 days (S$50 per day up to max. of 5 days) | ✓ |
What Kind Of Add-Ons Are Available With Etiqa Private Car Insurance?
Even though there is no premium version of the Etiqa comprehensive plan, there are optional add-ons that you might want to consider for your own peace of mind:
1. NCD Protector
- Protects your 50% No-claim Discount
- Good for one claim only
2. Workshop Of Your Choice
- Have the flexibility to choose a non-authorised workshop
- Might come with changes to the "Additional Excess" charged for elderly & young and inexperienced drivers
3. Sun/Moon Roof Cover
- Get covered up to $2,000 for your car's sun/moon roof
4. Solar Film Cover
- Receive damage coverage of up to $1,000 for your solar film
- Note: You might be thinking, "Why do I need insurance for my sun roof?" Most insurers don't cover repairs to the sun/moon roof as a standalone option, so if you wish to claim for repairs, this will affect your NCD.
Etiqa Private Car Insurance Review Verdict:
Pros
Etiqa's plans cover the very basics at an affordable rate. Depending on your driver profile, Etiqa offers one of the most competitively priced vehicle insurance plans.
Regarding the seemingly strange sun/moon roof cover, in case you did not know, if your sun/moon roof is damaged and you want to claim for repairs, it would affect your NCD.
Cons
Their basic and straightforward coverage has no extra services or perks like replacement cars or road-side assistance.
Hence, it is more apt for drivers that are experienced and know what to do in the event of an accident, and for drivers who are not heavily reliant on their vehicles daily.
Etiqa also does not provide flexibility for customisation according to your needs, only a few additional add-ons are available.
Contact Etiqa
- Visit Etiqa online to get your Etiqa Car Insurance quote
- Etiqa Customer Care: +65 6887 8777
- Etiqa Main Office: +65 6336 0477
- WhatsApp Service: +65 8677 8780
Contact us at [email protected] should you require any assistance or spot any inaccuracies.
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Buying a motorcar insurance is easy and reliable by the app. Quotation is fast online and follow by email. I strongky recommend this Etiqa!