India International Insurance Motor Insurance Reviews and Comparison - Seedly
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India International Insurance Motor Insurance

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Car Insurance/India International Insurance Motor Insurance
Car Insurance/India International Insurance Motor Insurance

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India International Insurance Motor Insurance

Any
WORKSHOP
50%
NCD PROTECTION
No
24H ROADSIDE ASSISTANCE

    India International Insurance Motor Insurance

    Any
    WORKSHOP
    50%
    NCD PROTECTION
    No
    24H ROADSIDE ASSISTANCE

Details

India International Insurance Motor Insurance Review

  • 3 tiers of motor insurance: Comprehensive, Third Party Fire & Theft, and Third Party Only.
  • The comprehensive plan covers:
    - Accidental loss or damage to vehicle,
    - Third-party liability for injury or property damage,
    - Windscreen service and
    - Medical expenses.
  • Its comprehensive coverage is basic and straightforward, without extra perks like roadside assistance, replacement cars or even transport allowance
  • Depending on your driver profile, the premium for India International Insurance's Motor Insurance can be affordable but has no other attractive features.
  • This is mainly suited for more experienced drivers perhaps at the end of their COE and feel safer with coverage more than that of TPO/TPFT.
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India International Insurance Motor Insurance at a Glance

All car owners are exposed to losses arising from an accident to the car they own. You're also liable by law to compensate any third party for causing accident to their vehicle, property, or causing injury or death. Protect yourself from these expenses by taking up an India International Insurance Motor Insurance plan.

Comprehensive

The Comprehensive motor policy benefits at a glance:

  • Accidental loss or or damage to the Vehicle
  • Liability to third parties for bodily injury and / or damage to properties
  • Personal accident cover of up to $20,000 for the insured
  • No limit on windscreen replacement with an excess of $100
  • Medical expenses of up to $300
  • Towing charges up to $300
  • Legal service of up
  • to $3,000
  • Covers flood and / or other convulsions of nature and Strike, Riot, or Civil Commotion

The policy period is for one year and is subjected to renewal on a yearly basis.

Cover

Comprehensive

Third-Party, Fire & Theft (TPFT)

Third-Party Only (TPO)

Personal accident cover of up to $20,000 for the insured

Medical Expenses (up to $300/-)

Damage to third party property (up to S$5,000,000)

Death or injury to third party (unlimited)

Loss or damage by fire or theft (up to market value at the time of loss or damage)

Vehicle repairs at your preferred workshop

Windscreen unlimited (excess of $100/-)

Towing (up to $300/-)

Strike, Riot and Civil Commotion

Inclusion of Special Perils

Legal Liability of passengers for acts of negligence

What Kind Of Additional Cover Can I Purchase For India International Insurance Motor Insurance?

1. No Claims Discount

For a nominal premium, you can protect your 50% No Claims Discount (NCD) to be protected for up to one claim during your policy period. The NCD protector is not transferable to another insurer.

2. Personal Accident to Unnamed Passengers

3. Sunroof

This allows you to claim for repairs on your sunroof in the event of damage, without disrupting your NCD. Coverage of up to S$1,000 - S$3,000.

4. Replacement of Solar Film on Windscreen & Windows

Coverage of up to S$1,000 - S$3,000.

India International Insurance Motor Insurance Review Verdict

  • The premium for India International Insurance's Motor Insurance may not be the most competitive
  • They do not have many of the perks offered by other providers.
  • III comprehensive car insurance plan provides the very skeletons of what one might need in car insurance. This is mainly suited for more experienced drivers perhaps at the end of their COE and feel safer with coverage more than that of TPO/TPFT.


Still unsure? View our Ultimate Guide to the Best Car Insurance here, to help you get a more holistic view of each plan compared against another.

Contact India International Insurance

  • Visit India International Insurance's online for your India International Insurance car insurance quote
  • Tel: 6347 6100
  • Motor Claims: 6347 6105