About Hong Leong Car Protect 360
HL Assurance is a part of the Hong Leong Group, a Malaysian conglomerate involved with multiple businesses. From banking and financial services to hospitality and leisure. HL Assurance is a licensed general direct insurer and also a member if General Insurance Association in Singapore.
Coverage by Hong Leong Car Protect 360
Here’s a summary of benefits available and maximum covered from Protect360:
- Loss or Damage by fire or theft: Up to market value of vehicle at time of loss or damage.
- Vehicle accessories: Up to $1000
- Vehicle accident repairs: Yes
- Windscreen cover: Unlimited
- Damage to 3rd party property: Up to $5,000,000
- Death or injury to 3rd party: Unlimited
- Medical expenses: Up to $1,000
- Personal accident cover for injuries in the vehicle: Up to $20,000
Other Motor Insurance Benefits Include:
- Daily transport allowance: $50 a day, up to a total of $1000
- Storage, Garage & Towing after Accident: Up to $500
- Authority to repair: $300
- 24-hours Automobile And Medical Assistance Service: Available
Q1. When is the Young and/or inexperienced Driver Excess applicable?
- This is available in addition to the Own Damage Excess amount specified in the Schedule in the Insured Vehicle is driven by or under the control of any person (other than the Policyholder) who at the time of loss or damage to the Insured Vehicle is below 27 years of age and/or has held a valid driving license for less than 2 years.
Q2. What is the No Claim Discount (NCD) Protector? How does it work?
- The NCD protector is an optional benefit and applies only to customers with 50% NCD at an additional premium. It will protect your NCD in the event of a first claim during your policy period.
- If a second claim is made, the normal NCD rules apply and your NCD will be reduced to 20% on your next policy renewal.
- The protected NCD is not transferable to another insurer.
- You will need to renew your policy with us in order to enjoy this benefit.
For more info, you can check out Hong Leong Car Protect 360’s brochure here.
Contact Hong Leong Car Protect 360
- Contact number: +65 6702 0202
- Email: [email protected]
- 24-Hour Emergency Assistance Services Hotline: +65 6922 6009