AXA Smartdrive Car Insurance
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AXA has a whooping 7 comprehensive plans which can be split into 2 subtypes: the SmartDrive Essential (limited to AXA authorised workshops) and the SmartDrive Flexi (no workshop restriction).
1. SmartDrive Essential
2. SmartDrive Essential+
3. SmartDrive Peace Of Mind
4. SmartDrive For Her
As there's no workshop restriction, the AXA car insurance plans listed here are best for new cars under warranty.
1. SmartDrive Flexi
2. SmartDrive Flexi+
3. SmartDrive Flexi+ Family
If you're applying for your AXA car insurance online, only 4 out of 7 plans are available, these are the Essential, Flexi, Peace, and For Her plans.
The others Flexi+, Essential+, and FlexiFamily require offline application.
Don't want to leave anything chance? Here are some add-ons to consider:
Add-ons provided can be bought at a lower price if you choose value pack add-ons.
Think of it as being able to order it ala-carte or as a bundled meal.
What do they cover
For waiver of your basic own damage excess
Double your own damage excess in exchange for a discount in your premium
For use when your car is undergoing repair due to an accident
Personal Accident for Driver
Choose from a sum insured of $50,000, $100,000, $200,000 or $500,000
Pays 110% the market value of car at time of total loss
No Claim Discount (NCD) Protector
Your NCD (30-50%) is protected for any accident involving any of your authorised drivers, for all types of claims
Cover your car accessories for up to $2,000 without affecting your NCD
Phone Assistance & Roadside Support
At your assistance in the event of vehicle breakdown or immobilization
Medical & Dental Expenses
Medical and dental benefit of up to $5,000 per person in the event of an accident
Personal Accident for Passengers
Cover your passengers for up to $20,000 in the event of a car accident
Receive a monthly allowance in the event of total permanent disablement from a car accident