AXA Car Smartdrive Reviews and Comparison - Seedly
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AXA Car Smartdrive

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Car Insurance/AXA Car Smartdrive

AXA Car Smartdrive

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epicly retarded

retarded claims

claims process

process fixed

fixed days

days private

private workshop

workshop weeks

weeks axa

axa cheek

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  • Updated on 16 Jan 2020
    Epicly retarded claims process. What can be fixed in 3-4 days outside in a private workshop took more than 3 weeks through AXA. And they had the cheek to quote exclusions on my rims. I would quite literally rather die than give AXA my business ever again. These retards managed to make NTUC Income look fast, efficient and professional. And for those who have dealt with NTUC before, you know thats quite impossible. Yet AXA managed it. I will never again buy anything from or related to AXA.
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Types Of AXA Car Insurance Plans

AXA has a whooping 7 comprehensive plans which can be split into 2 subtypes: the SmartDrive Essential (limited to AXA authorised workshops) and the SmartDrive Flexi (no workshop restriction).

SmartDrive Essential

1. SmartDrive Essential

  • Basic coverage
  • Recommended for: older/second hard cars (no more warranty), drivers on a budget

2. SmartDrive Essential+

  • Same coverage as Essential
  • 110% of car's market value insured
  • Transport allowance
  • Recommended for: more expensive second hand cars, parallel imports, drivers who drive often

3. SmartDrive Peace Of Mind

  • Same coverage as Essential
  • Higher flood protection
  • Coverage for loss of personal items
  • Recommended for: more expensive second hand cars, parallel imports, drivers who drive often

4. SmartDrive For Her

  • Similar to Essential
  • Phone assistance
  • Roadside support
  • Transport allowance
  • Recommended for: drivers willing to pay for more assitance

SmartDrive Flexi

As there's no workshop restriction, the AXA car insurance plans listed here are best for new cars under warranty.

1. SmartDrive Flexi

  • Same coverage as Essential
  • Recommended for: new cars under warranty, drivers on a budget

2. SmartDrive Flexi+

  • Same coverage as Flexi
  • 110% of car's market value insured
  • Transport allowance
  • Recommended for: new cars, drivers who drive often

3. SmartDrive Flexi+ Family

  • Same coverage as Flexi
  • Better personal accident coverage
  • Young & inexperienced driver excess is waived
  • Recommended for: new cars, drivers with kids who just got their driver's license

How To Get Cheaper Premiums With AXA Car Insurance?

As AXA car insurances are highly customisable, you can save on your premium by only choosing what you want. But if you wish to you can opt for the:

  • Double Excess Discount (varies) - Double your own damage excess for a discount on your premium

What Kind Of Add-Ons Are Available With AXA Car Insurance?

Don't want to leave anything chance? Here are some add-ons to consider:

1. No Claim Discount Protector

  • Your NCD (30-50%) is protected for any accident involving any of your authorised drivers, for all types of claims

2. Phone Assistance And Roadside Support

  • 24-hour phone assistance and/or on-site support is provided in the event of vehicle breakdown or accident

3. Personal Accident For Driver

  • Get covered up to $500,000 in the event of permanent disablement or death for you and your named drivers

4. Car Accessories

  • Get covered up to $2,000 for your car accessories without any excess in the event of loss or damage, while protecting your NCD

Contact AXA

Tel: 1800 880 4888 (within Singapore)

Tel: +65 6880 4888 (International)

File A Claim here

Claims & Emergency

  • Local Claims Hotline: +65 6532 1818 (Mon-Fri, 9am-5pm)
  • Overseas/ Emergency Hotline: +65 6603 3699
  • Fax: +65 6423 1197
  • Email: [email protected]

Customer Care Centre

  • Address: 8 Shenton Way, #01-21/22 AXA Tower, Singapore 068811
  • Hours: Mon-Fri, 9am-5:30pm