Allianz Motor Protect Car Insurance Reviews and Comparison - Seedly
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Allianz Motor Protect Car Insurance

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Allianz Motor Protect Car Insurance

Authorised
WORKSHOP
30%
NCD PROTECTION
Yes
24H ROADSIDE ASSISTANCE

    Allianz Motor Protect Car Insurance

    Authorised
    WORKSHOP
    30%
    NCD PROTECTION
    Yes
    24H ROADSIDE ASSISTANCE

Details

Allianz Motor Protect Car Insurance Review 2020

Here are the features of Allianz Motor Protect Car Insurance:

  • Allianz Motor Protect has 3 tiers of plans: Comprehensive, Third-Party Fire & Theft, and Third-Party Only
  • The comprehensive option covers the usual loss and damage but does not automatically cover personal accident or medical expenses - personal accident is an add-on.
  • However, you get to enjoy other perks with the comprehensive plan like:
    - Lifetime warranty for on repairs at authorised workshops
    - Courtesy car for when your vehicle is under repair
    - Provides new for old replacement car
    - Legal representation and defense
    - Taxi reimbursement
Read More about Allianz Motor Protect Car Insurance
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Allianz Motor Protect Car Insurance at a Glance

1. Third Party Only (TPO)

  • Covers third party damage only
  • Recommended for: old cars at the end of COE lives

2. Third Party, Fire & Theft (TPFT)

  • Covers third party damage, fire, and theft only
  • Recommended for: cars above 8 years old

3. Comprehensive

  • Comprehensive coverage including damage to your own car
  • Recommended for: cars under 6 years old, as well as young and inexperienced drivers
  • Also great for those reliant on driving on a daily basis

What does Allianz Motor Protect Car Insurance Cover?

Allianz Motor Protect Coverage

Comprehensive

Third-Party Fire and Theft (TPFT)

Third-Party Only (TPO)

Loss or damage to car by accident or theft

✓ Up to Market Value of Car at time of accident

-

-

Loss or damage to car by fire and theft only

-

✓ Up to Market Value of Car at time of accident

Damage to third-party property


Up to S$5 million per accident


Up to S$5 million per accident


Up to S$5 million per accident

Death or injury to third-party


Unlimited


Unlimited


Unlimited

Legal representation and defense


Up to S$3,000 per accident


Up to S$3,000 per accident


Up to S$3,000 per accident

Taxi Reimbursement


Up to S$100 per accident or breakdown

-

-

Towing Costs


Up to S$500 per accident or breakdown

-

-

Authorized repair limit


Up to S$350 per accident

-

-

‘New for Old’ replacement car


New car replacement or cash value equivalent if the vehicle is less than 2 years old and is damaged beyond repair

-

-

Courtesy car benefit


Up to 10 days per accident or breakdown

-

-

Daily transport allowance


S$50 per day, up to 10 days per accident

-

-

24/7 Roadside assistance

-

-

Lifetime warranty on workmanship of repairs at authorised workshops

-

-

Agreed Value Payout at Total Loss
(Allianz will pay you the agreed value of your car that was agreed at the start of the policy year)

Allianz Motor Protect Car Insurance Coverage and Limits

What Kind Of Add-Ons Are Available With Allianz Motor Protect?

Want even more coverage? Allianz Motor Protect has some add-ons for you to consider:

1. Agreed Value Payout at Total Loss

  • This is a FREE optional add-on.
  • Allianz will pay you the agreed value of your car that was agreed at the start of the policy year.
  • Available for the comprehensive plan only.

2. No Claim Discount Protector

  • Available for customers with NCD of 30% and above

3. Repairs at any workshop

  • Pay more for if you would like to repair vehicle at your preferred workshops that are within the Allianz's list of authorised workshops.

4. Personal Accident and Medical Expenses

  • In the event of accidental death and total or partial permanent disability to the driver, this add on covers
  • Personal Accident: S$50,000 for Policyholder, S$25,000 for Authorized Driver /Passenger
  • Medical Expenses: S$1,000 per person

Young/Inexperienced Driver Excess:

  • Under 27 years old or has less than one year’s driving experience: S$2,500
  • 27 years old and above with one or more year’s driving experience: S$500

How does the Lifetime Guarantee for accident repairs work?

For any defective workmanship in your accident repairs done by any of
Allianz’s authorized workshops, you can return to the same authorised workshop for repairs for as long as you are insured with Allianz.

This will not be applicable if you choose to repair your car at workshops of your choice that are not authorised by Allianz.

Courtesy Car or Daily Transport Allowance?

Allianz Motor protect allows you to choose one of these options when your car is in the works.

In the event that your car is undergoing repair after an accident or breakdown, you can qualify for a courtesy car after assessment by an appointed surveyor.

The courtesy car is a rental, with a daily rental limit cost of S$250, for a maximum of 10 days.

If you choose to receive a daily transport allowance instead, you will receive S$50 up to a maximum of 10 days.

Do note that you can only choose one or the other, policyholders are not eligible to claim both a courtesy car and daily transport allowance.

Contact Allianz

  • Visit Allianz online to get your quote on Allianz car insurance
  • 24/7 Toll-free Helpline: 1800 222 1818
  • Overseas: +65 6222 1919
  • General Enquiries: [email protected]
  • Claims Enquiries: [email protected]