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Hariz Arthur Maloy
07 Jun 2019
Independent Financial Advisor at Promiseland Independent
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Andrew Fong
01 Apr 2019
Associate Partner at St. James's Place Wealth Management
Certain questions like your risk appetite, investment/savings goals, affordabilty need to be answered first before a recommendation on where you should allocating your money to can be made.
This is just a surface level answer, a more detailed discussion is needed before making a recommendation.
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If you're investing for retirement, the rule of thumb is to have your age be the % of your assets in bonds.
So if you're 25. 25% bonds, 75% equities.
In that 25% I'll have about 15% in investment grade, 10% in high yield bonds.