Anonymous

28 Feb 2021

∙

General Investing

How should I allocate additional $6k to my current portfolio of S&P 500 (with FSM) , STI Nikko and StashAway 20%?

Hello all. 3 years working adult here. I currently holding approx $6k each in the 3 portfolio, all under DCA (of $300/mth). I am recently reviewing my finances when I realise I can afford to draw out another $6k to invest for another 3 years horizon. Should I split them into all 3 separately, or focus on 1? (I am thinking of STI for the stability, but the sluggishness of the recovery is a little concerning)

Thank you~

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Zac

28 Feb 2021

Noob at Idiots Invest

Three-year horizon is pretty short, recommend you put it in either a bond fund or a cash management solution. For bond funds, actively managed funds tend to beat ETFs. Cash management solutions are a dime a dozen, pick your poison.

I wouldn't put money with a three-year withdrawal horizon into any equity-based instruments (S&P 500 ETF, Nikko AM STI ETF or even your StashAway portfolio) simply because the volatility is not meant for such a short investment period.

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Hi, currently I'm investing $500 into STI ETF and $400 into StashAway (22% risk) per month. Looking into DCA into S&P 500 ETF, would that be a good strategy since I'm currently a beginner investor?

How is my current allocation - 50% Vanguard S&P 500 ETF (VOO), 30% Invesco China Technology ETF (CQQQ) and 20% NikkoAM-STC Asia REIT (CFA)? Is it diversified enough?

My first dive into the investment world at 30yo with IBKR. Thinking of etf portfolio consist of : S&P 500 ETF (VUSA or CNPX) 40%, STI ETF 40%, ABF Bond Etf 20%

My current allocation: 60% in Stashaway (mainly US exposure), 40% in Syfe (20% S-Reits, 20% ABF Sg Bond). I want to diversify more. Any recommendations for exposure to new sector/country/region?

Can I get your thoughts on this? I work in audit so have many investment restrictions. would a good investment portfolio look something like this? Voo - 50% VXUS - 20% STI etf - 10% Nikko Reits - 20%