What's the best petrol credit card for a light car user (8-10k km per month)? Just cancelled my OCBC Plus card and looking for something that can get grocery discounts. My other (only) credit card is a Citi Premier Miles. Advise?

Question

Ray Ding · Accepted Answer

Citi Cash Back Card would be the best. 8% cash back at food & beverage outlets, supermarkets, food & groceries delivery (including Deliveroo, honestbee, RedMart) and Grab rides globally. Up to 20.88% at Esso and Shell, and 8% Cash Back at other petrol stations.

Tang Ching Pang · Answer

Personally I go for SPC reward card with POSB everyday card. 10%+ 5% and 6% cash back on final amount. It's best when your area nearby got shengsiong.

Ck Chai · Answer

Do you go for a particular brand of petrol? As different petrol brands actually ties up with different credit cards to give different discount. It also depends on what is main categories of your expediture to recommend the one that best suits your need.

You may want to refer to the link for reference and comparison: https://www.moneysmart.sg/credit-cards/petrol

Steph Yeo · Answer

SPC seems to have lower petrol prices and although idk much science i believe that petrol brands arent supposed to matter for casual-use cars. So perhaps consider SPC w its reward programme and the POSB everyday card?

What's the best petrol credit card for a light car user (8-10k km per month)? Just cancelled my OCBC Plus card and looking for something that can get grocery discounts. My other (only) credit card is a Citi Premier Miles. Advise?

Answers (4)