What's the best petrol credit card for a light car user (8-10k km per month)? Just cancelled my OCBC Plus card and looking for something that can get grocery discounts. My other (only) credit card is a Citi Premier Miles. Advise? - Seedly

CITI PremierMiles Visa Card

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Asked by Huanmin Huang

Asked on 11 Jun 2018

What's the best petrol credit card for a light car user (8-10k km per month)? Just cancelled my OCBC Plus card and looking for something that can get grocery discounts. My other (only) credit card is a Citi Premier Miles. Advise?

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Ray Ding
Ray Ding
Level 2. Rookie
Answered on 28 Jun 2018

Citi Cash Back Card would be the best. 8% cash back at food & beverage outlets, supermarkets, food & groceries delivery (including Deliveroo, honestbee, RedMart) and Grab rides globally. Up to 20.88% at Esso and Shell, and 8% Cash Back at other petrol stations.

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Tang Ching Pang
Tang Ching Pang
Level 3. Wonderkid
Answered on 25 Jun 2018

Personally I go for SPC reward card with POSB everyday card. 10%+ 5% and 6% cash back on final amount. It's best when your area nearby got shengsiong.

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Ck Chai
Ck Chai
Level 4. Prodigy
Answered on 12 Jun 2018

Do you go for a particular brand of petrol? As different petrol brands actually ties up with different credit cards to give different discount. It also depends on what is main categories of your expediture to recommend the one that best suits your need.

You may want to refer to the link for reference and comparison: https://www.moneysmart.sg/credit-cards/petrol

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Steph Yeo
Steph Yeo
Level 5. Genius
Answered on 19 Jul 2018

SPC seems to have lower petrol prices and although idk much science i believe that petrol brands arent supposed to matter for casual-use cars. So perhaps consider SPC w its reward programme and the POSB everyday card?

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