Asked on 09 Apr 2019
My first priority is using my UOB preferred platinum (4 miles per dollar but in stacks of 5).
I use it for my Singtel bills, F&B restaurents. This is capped at $1000 every month.
After the first $1000, i charge everything else to my OCBC Voyage card (1.6 MPD).
There is also SCB Visa Infinite card that gives you miles for topping up your Youtrip card.
You need to look for those deals to boost miles (i.e. X card, spend 6k in 3 months and get 100k miles, pay annual fee of around $700)
Enjoy the journey!
Currently this is the 3 cards you can consider:
UOB Prvi - 1.4 MPD for general spending
UOB Preferred Visa - 4MPD for contactless payment, capped at $1K
OCBC 90oN Card - 4MPD for overseas spending, no cap until 29 Feb 2020
For me, I got a Krisflyer Amex card first, that gives me about 15k sign up bonus with 3k spent in the first 3 months. So total about 18k already.
After a few months, I got the Citipremier miles card, because the miles don't expire, and has higher mpd, (1.2mpd compared to AMEX which is 1mpd)
Citibank also has a sign up bonus of 23k with 7k of expenditure in 3 months, if you pay the annual fee of ~$200.
So now I would have gotten 18k+30k = 48k miles from these two cards alone, and by paying the $200 annual fee. 50k miles get you to south africa and melbourne! So this method is quite worth it imo if you can hit the min spending (:
My favourite combo is:
OCBC Premier VOYAGE - for 1.6mpd on all eligibal spend that does not qualify for bonus spending on other cards, especially since I acquire VOYAGE points which do not expire, can be converted to miles FOC and can be used to redeem for any air ticket on any airline.
UOB PPV and VS - for the sheer earning power and versitality of 4 mpd on paywave and on overseas spend (for the VS card)
Citi Rewards - for 4mpd on online spend and clothes, shoes and bags with a reasonable range of airline transfer partners.
First plan out the big tickets items you have to spend on for this year, example includes paying for a holiday trip, paying your income tax via cardup bill etc to earn more miles. With the planning of the expenditure than should you look for the best credit card combo.
The best mix and match is to utilise each credit card miles sign up promoiton. For example Krisflyer blue card has no first year annual credit card fee but allows you to earn up to 20,000+ miles for the first 6 months of expenditure. This is the first card you should tap on. Following which consider citi rewards visa credit card in the seventh to ninth month of your budgetted planninge expenditure see if it is able to fit into the citibank sign up welcome promotion for miles.
If you notice, I am always trying to ensure I hit the spending amount for each sign up miles welcome promtoion, hence i sign the credit cards one at a time before going to the next card that matches my expenditure and its sign up promotion spending.
In my view, this is the best combo to accumulate air miles - sign up for a credit card to enjoy the miles as a new customer then move on to the next card. Some cards to use are Amex Krisflyer card, citi rewards visa, DBS altitude
Uob ppv card for 4 miles per dollar for paywave
citi rewards for 4mpd online except travel expenses
dbs women's world for 4 mpd for online travel expenses
and look out for any promo from time to time!
I am assuming you have a basic understanding of airline alliances so, your "other airlines" refer to airlines in the oneworld and Sky Team alliances.
I am trying to keep my answer short so do let me know in the replies if you want to find out more.
First off, UOB and DBS cards generally allow you to transfer miles to Krisflyer (Star Alliance) and Asia Miles (oneworld). So, your combo must include a card from either bank. What kind of cards you should get depends on your spending habits, which is another story.
Secondly, you need to get Citi PM card which has 12 transfer partners. This card basically cover major airlines across all 3 alliances. An additional benefit is that one of the transfer partner is Etihad Guest, which is not in any of the alliances.
Thirdly, if your income qualify and you are willing to pay the annual fee, get the SCB X Card. It has quite a few transfer partners, one of them being Emirates Skyward, also another airline not in any of the 3 big alliances.
In short, your combo must have a card from DBS/UOB, Citi PM and/or SCB X Card.
Hope this helps.
It depends on your spending habit.
For general cards, consider Citi PremierMiles at 1.2 miles per dollar. For stacks in $5,
consider UOB PRIV Miles @ 1.4 miles per dollar.
For online spending, consider Citi Rewards @ 4 miles per dollar, capped at $1k monthly.
For shopping and entertainment, consider OCBC 90°N CARD @ 4 miles per dollar.
Here is everything about me and what I do best.
I can only comment on Krisflyer because it is one of my specalty.
UOB preferred platinum should be part of your "starting XI" (4MPD up to $1000)
This should be followed by AMEX Krisflyer Ascend Card to use grabpay method to pay income tax bills (you will be getting 3MPD for paying income tax)
Currently the next good card is OCBC 90N card but the upsizzed krisflyer points is until Feb 2020. If OCBC removes it, chuck it aside
The UOB suite of cards is useful for beginners, given the points pool together - this is important as it can be challenging to accumulate a critical mass initially.
You May go for the following combo:
UOB preferred platinum visa : 4mpd for paywavw
UOB visay signature if you expect to spend more than $1k and less than 2k in foreign currency transactions in a specific month: 4mpd
If you are a female, get a UOB ladies card. You can nominate up to 2 spending categories to qualify for 4mpd
Uob prvi miles card: all other spend to generate 1.4mpd
Personally, I'm using boc elite miles for the general spend. This gives 1.5 miles per dollar (mpd). If you spend a lot on grab/macs/Starbucks, Amex krisflyer ascend gives 3.2 mpd. Online shopping, dbs women's world cars gives like 4mpd if I recall.
Dbs attitude and citi Premier miles give decent 1.2mpd and there's no expiry to the miles. Bonus 10k miles if you pay the annual fees as well.
Can check out milelion website for more tips and hacks.
I'd think due to the ever-changing nature of T&Cs, sign-up bonuses are probably the better/best bet in securing those miles. I would recommend staying up to date with all the sign-up bonus that are on offer, especially to new-to-bank customers. You can keep track of them either via:
SingSaver or MoneySmart. They regularly share sign-up bonus from the various banks, say $250 for signing up for a Citibank card as a new-to-bank customer.
Milelion Roar telegram broadcast channel (https://t.me/milelionroars). They post all (I think?) promotions almost in real time, as well as compile a Weekly Deal Summary to ensure you do not miss out on any promotion. Best of all, it is a channel so no spams! Only the best stuff shared there
Hope this helps!
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