facebookWhat else should I invest in if I'm already investing 100$ monthly into StashAway? - Seedly

Anonymous

08 Jun 2021

Robo-Advisors

What else should I invest in if I'm already investing 100$ monthly into StashAway?

I'm planning to invest 200$ into something else, and I would say my risk appetite is medium. Is it better to just top up the 200$ into my current StashAway account instead of investing into another? What would you recommend for a beginner investor to work with?

Discussion (10)

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With a very longterm horizon good choices could be:

-VOO or IVV (SP 500 Index) or on european stock exchanges: VUSA

-VT is a more diversified global passive indexing ETF

-Lion.Phillip S-REIT ETF with it's dividend distribution is my own choice for Singapore allocation, when the STI sorrily is not a good performer

You need a very cheap online broker

-for Singapore: POEMS or FSMOne

-for USA: TD Ameritrade or Charles Schwab

You also need a lot of reading:

www.etf.com

www.justetf.com

https://sias.org.sg/wp-content/uploads/pdf/SIAS... ​​​

Hi Anon,

Adding onto the discussion of other Seedly users here, you could explore cheaper robo-advisor alternatives and also consider options that can give you a greater variety of investment options. One such alternative is https://solutions.kristal.ai/seedlypost where the management fees are much lower (0%) for smaller amounts of investments.

Passive investment is a way you should definitely consider because the active approach is often time-consuming and usually does not align with DCA methods. Diversification would be your best ally as investing using an active portfolio typically adds unnecessary risk to your entire portfolio.

However, if you have some time on your side, you might want to consider exploring specific asset classes such as REITs or REIT ETFs as they are often a good option but that said, you should definitely consider what your broad investment goals are (i.e. Capital Appreciation, Dividends, Preservation or it could even be Education)

All the best in your investing journey!

Asheesh Chanda

30 Oct 2019

Founder at Kristal.AI

You should consider and evaluate balanced and differentiated portfolios like All Weather or Asia REITs Kristals at kristal.AI

First 50K Investment is at Zero Fee

Learn more from us here: http://bit.ly/36ci0yF

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My humble 2 cents:

  1. I assume that you've set aside your rainy day funds.
  1. What is the goal that you want when you invest $200? Would it be capital appreciation, capital preservation, dividends or..? Choose 1 only for it simplifies your decision process
  1. I started my journey 10 years ago. Everyone was a beginner. Choose a tool that you understand the most because it reduces your investment risk. I invest in REITs currently because I want to receive my dividends

Agree with some comments here.
A beginner can consider ETFs for passive investing, stock picking is ...

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