Syfe or Stashaway for first time investor and why?

Avoid at all cost , 2 of my portfolios - SYFE Cash+ & 100% Reits are not performing at all , lose money

Hello TY! That's a great question. Perhaps I can share more about what's truly distinctive about Syfe. Syfe employs a proprietary investment methodology called ARI (Automated Risk-managed Investing) that monitors your portfolio 24/7 to keep portfolio risk in line with your desired risk level.

During periods of high market volatility (like the current market for instance), ARI will adjust your portfolio allocation, reducing your exposure to higher-risk assets and increasing the percentage of lower-risk assets in your portfolio to cushion against huge losses and help you stay invested for the long haul. You can see our performance the past month here: https://www.syfe.com/magazine/the-coronavirus-e...

In terms of what Syfe invests in, we currently have two offerings. Our REIT+ portfolio is a SGD-denominated portfolio that tracks the SGX's iEdge S-REIT 20 index. You can choose the 100% REITs option or the REITs with Risk Management option (this comes with our ARI algorithm). You can find more details here: https://www.syfe.com/magazine/boost-your-divide...

Our Global Portfolio comprises ETFs diversified across geographies, sectors and asset classes.

Hope this helps you to make a more informed decision! You can also catch our CEO Dhruv Arora tomorrow on Seedly's Robo Wars 2 here: https://seedly.sg/questions/topic/seedlytv-s2e04

I personally would be just diversifying into both. Syfe for SG REIT and stashaway for whatever that they are putting into. I personally had good experience from stashaway after with them for a year. And thankfully withdrawn before the whole covid thing. But am going back in again with both.

I like Stashaway, its reputable and has simple easy onboarding for newbies.