So, anyone have budgeting advice for someone with a low income?

Most importantly, we don't have time to give up. If giving up is a choice, then we won't need solutions. Now, let's see how we can overcome your situation together.

Firstly, we need to have a complete understanding on our cashflow. Through this process, we will understand our earning ability and spending habit. Here is a guide to help you: https://www.blog.pzl.sg/understanding-your-pers...

After a detailed cashflow analysis, we will brainstorm methods to help you increase both your active and passive income. While we need an active income for our day-to-day expense, it is always a good time to start to grow your passive income. For instance, this could be from your hobby, or something that you are interested in and gives you peace. Whether it is significant or not, it doesn't really matter. The crucial step is to forget about the negativity and start now.

For your expenses, we will have the same discussion to find out how we can manage your expenses in a more controlled and automated manner. For instance, are you are fixed expenses mandatory? Is there any way to re-plan some of the bills to lower its cost? E.g. change mobile plan

For variable expenses, it will require some effort to track and limit. By doing so, we will have a gauge on what are capable of and to create a budget. The best way to do this is via automation and this is how I do mine: https://www.blog.pzl.sg/how-to-create-a-monthly...

Once we have a complete understanding on your cashflow and have created a budget, we will learn the pattern and stretch it. For instance, this could be to set manageable goals for yourself to increase your income by 5% within the next 3 months or to reduce your expenses by the same amount.

All things considered, it is mind over matter. Where the willingness is great, the difficulties cannot be great.

Here is everything about me and what I do best.

Hi Ann, sorry to hear about that.

I'd first try to see if you can qualify for any form of government assistance. You can approach a social worker to describe your situation.

I'm also unsure on how bad is your disability but if you're able, youmay want to try food delivery as a means of employment. You can also participate in market research in the form of online surveys and focus group discussions.

For your hobby work, start an instagram or a pinterest account and start creating an offer and marketing to friends and family and work on a referrals basis. It doesn't have to cost you any money working out of these platforms.

It would be hard to truly dissect pennies so working on adding even a few hundred a month from part time work, financial assistance, or side hustles as mentioned could maybe help things out.

Since you're already giving plasma, maybe there could be other areas you could lend your body for medical research?

I really hope you get through this Ann. All the best.