Should I take up integrated medishield plan for the extra coverage? - Seedly

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Asked 3w ago

Should I take up integrated medishield plan for the extra coverage?

We have been told that medishield life plan is sufficient to cover medical costs for 9 in 10 subsidised patients. However, my agent has warned me that I should at least take up the integrated shield plan as the medishield life plan claim limit is too little (claim limit per surgery is only $2000). She even mentioned that one of her clients has done several complicated surgeries at SGH and his bill came up to $1million! With medishield plan, it is not enough to cover the medical treatment alone.

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Yes. It's almost a no brainer if you're currently healthy and have money in Medisave to pay your premiums. Just raising your yearly limit from 100k (Medishield Life) to 500k or 1m (Shield Plan) plus having an "as charged" benefit to individual claimable items is good enough reason.

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