Should I invest in Syfe REITs or REITs ETFs through FSMOne?

Hi anon, our wealth advisors will be in the best position to advise on this, but here's some information about our REIT portfolio that you may find helpful in the meantime.

1) REIT+ is not an ETF. Your funds are directly invested in 20 S-REITs the likes of Mapletree Commercial Trust, Suntec REIT, Capitaland Mall Trust etc.

2) REIT+ tracks the SGX's iEdge S-REIT Leaders index, which measures the performance of the most liquid REITs in Singapore. In 2019, the index delivered a return of 27.1% and a dividend yield of 5.1%

3) REIT+ is more cost-efficient. There isn't any buying and selling transaction fees. If you purchase REIT ETFs through a broker, you'll be charged commission for each transaction made. Moreover, for REIT ETFs, do note that on top of the individual fees for each REIT, there will be an expense fee for the ETF as well.

4) Another benefit of REIT+ is that you can choose to have your dividends automatically reinvested for you, at no extra cost. According to Syfe's calculations, reinvesting your dividends can potentially result in an extra 0.5% in returns each year.

For more personalised advice, please feel free to reach out to our wealth advisors! As a Syfe client, consultations with them can be scheduled anytime.

With such a sum, personally, I would go with a brokerage such as FSMOne. This allows for (more) customisability and cheaper fees.