Hospitalisation Insurance (H&S)
Asked on 03 Jun 2019
I cancelled and got scolded by my parents
Well what you can do now is to do a policy review to reassess your current financial status. Having to save on premium might mean that you're spending too much on other stuff? If you're interested I can intro you my agent l. He's done a pretty good job so far. Not too pushy either.
It is a dated policy. AIA shield plans provides daily cash for hospitalization stay.
Maybe consider using the funds to upgrade your current policy(if possible) or consider other polices to supplement your coverage.
Yeah it's really an affordable policy but it's not a necessity, more of a good to have.
For hospital income, your shield plan rider may have that benefit and if you a PA plan, it may include that as well.
So it's up to you. If I can afford it, I'll just keep it as an in case. It may help pay for some misc expenses.
Enhanced IncomeShield Preferred
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