Multi Currency Cards
Asked on 25 Dec 2019
I would like to know whether subsequent topping up using credit card would need additional verification(OTP etc) for both of these?
I use both as well. for revolut it is good as you can withdraw cash at ATMs in your travelling destination while youtrip requires a 5 dollar fee. both uses apple pay to top up and just need your fingerprint which is very easy. however if there are any issues, then youtrip has faster customer service compared to revolut. my suggestion is to just get 2 cards.
I am using Revolut and YouTrip as well. The top-up process is similar for both cards. OTPs are sent to YouTrip to verify your device when launching the app if you haven't used the app for some time. No OTPs are sent in Revolut. Apple Pay top-up is supported only in the Revolut.
I use both. :) YouTrip requires OTP only for the first few times. For Revolut, I no longer get OTPs after several top-ups - more than YouTrip, but not a hassle in time.
(I assume hassle because we switch SIMs when overseas, which makes OTP tough at times.)
Both cards work similarly in terms of top-up. In most cases, an OTP is required for authentication for top-up from the bank's side, using a common security system call 3DS.
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25 Dec 2019
26 Dec 2019
The OTP is triggered by the bank that issues the credit card you are using to top up. Revolut and YouTrip can't control that