POSB Everyday Card or DBS Live Fresh Card? Minimal spending every month (online shopping and visa contactless) and wanna optimize rebates/cashback.? - Seedly
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Jayne

Asked on 06 Nov 2020

POSB Everyday Card or DBS Live Fresh Card? Minimal spending every month (online shopping and visa contactless) and wanna optimize rebates/cashback.?

I don't spend a lot every month (for now) and I understand that both cards have a minimum spending but I wanted a CC which could be linked to my DBS Multiplier Account! Taking into consideration the cashback/cash rebates, rewards & benefits, which one is a better choice?

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Depending on your main type of spend + how much you spend, that would narrow down your choices. Although I am curious as to why you would only want to choose between the 2 of this?

I personally use CitiRewards+ as one of my main cards, as it gives 4 miles per SGD for online spend. I don't spend much on it (around 400-500/mth), but I do think that that is one of the cards that give me the best value.

If you don't spend much, and the spend varies across types (eg dining, contactless, retail), and you don't want to read too much into it, then I might suggest getting SC Unlimited Cashback, the cashback is only 1.5%, but you don't have to keep calculating and thinking about where to spend etc.

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