facebookIntending to open a DBS Multiplier account. However, I am deciding on which credit card to get - DBS Live Fresh or POSB Everyday? (I spend $300-600 on groceries, food, entertainment, EZ-Link and M1 bills). Any advice? - Seedly

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Anonymous

18 Apr 2019

Credit Cards

Intending to open a DBS Multiplier account. However, I am deciding on which credit card to get - DBS Live Fresh or POSB Everyday? (I spend $300-600 on groceries, food, entertainment, EZ-Link and M1 bills). Any advice?

Discussion (7)

What are your thoughts?

Jeff Yeo

Jeff Yeo

21 Sep 2018

Level 10· amateur Social contributor at School of social sharing

are you a miles chaser ?

I think the DBS attitude Card is good for the no min spend + miles doesn’t expire.

If miles are are not your thing then go with the posb Everyday Card spend 1 dollar on it.

Go for other Credit cards such as the UOB one or BOC that give you better cash rebates.

HC Tang

HC Tang

21 Sep 2018

Level 13·Financial Enthusiast, Budgeting at The Society

Instead of the above, I suggest you go with this hack contributed by Seedly community members, get more cash back of couple hundreds a year. See the links below:

https://blog.seedly.sg/cashback-hack-interest-p...

Summary: Ops for POSB Cash back bonus saver + CIMB fast saver 1% p.a

1) Use POSB cash back bonus saver by:

(a) credit your salary ini

(b) spend at least $1 on any POSB / DBS credit card

(c) Buy investment such as POSB Invest savers using Nikkoa AM STI ETC etc.

2) Put your savings into CIMB fast saver 1% p.a and earn easy interest

Next, my personal though is that:

3) With your spending of $300-600 on groceries, food, entertainment, EZ-Link and M1 bills)

  • If you can spend another $100 on something to make it $700, then apply BOC family visa card and get cash back on all the category:

=> By spending on BOC family visa, you can get cash back of another $20 to $50 every month! More $$$ back for your bang!!

The BOC Family card cash back details and T&C:

http://pic.bankofchina.com/bocappd/singapore/20...

I vote for POSB Everyday, since you use for groceries & bills.

Hmm, maybe you should try to set up a poll on facebook instead? :D

Steph Yeo

Steph Yeo

19 Jul 2018

Level 8·Auntie Uncle Whisperer at Agency for Integrated Care

Live fresh card seems to be more helpful if you have alot of online spending, which doesn't seem to be the case.

Check out seedly reviews or this valuepengiun overview of dbs cards? https://www.valuepenguin.sg/best-dbs-posb-credi...

POSB everyday card! Easier to earn the rebates and you dont need to worry about hitting the min spen...

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