Is it true that for Early critical illness the maximum claim is 250k irregardless of how much coverage you get according to LIA?

Yes per claim, but some insurers have allowed up to $350,000 now as well.

So if you have $500,000 that allows 2 claims of $250,000 if that's the limit for your insurer.

Hi there,

Early CI claims are capped at 250k or up to 350k per insurer, with a maximum aggregation of $3M per life assured.

You will need to get from multiple insurers, if you ever need that much early CI coverage for yourself. ​​​