Is it better to spread out my investments across the different Syfe portfolios? For a beginner investor with $100 per portfolio (reits+, equity100, global) per month, or focus just on equity100 for growth?

Do you know what you are spending your money on? Or are you just treating this like buying 4D? Whack a few numbers and hope for the best?

Read up what Syfe offers, ask yourself which portfolio you find most convincing, work out a plan, and stick to it.

Equity100 is a factor portfolio that tilts towards Growth. Syfe has said that they will switch factors when they think it is appropriate.

Global is best known for its ARI, which is basically about moving into bonds when Syfe thinks things will be volatile.

Reits, well, is about Reits. Sreits in particular. And is a wholly SG portfolio. It is the only portfolio which follows a passive index (for 100% reits. Otherwise there is an element of ARI also involved.)

Besides the Reits portfolio, the other two are in a sense actively managed and depends on how well Syfe's algorithms manage to time the market.

Hello there! That's a good question. Generally, if you have a long investment timeline and are comfortable with risk, you may choose to go with Equity100 for growth and REIT+ for dividend income. Investing in both portfolios provide diversification; you'll get exposure to Singapore REITs and global equities.

You may also adopt a core-satellite strategy where you use our Global portfolio as your core and Equity100 and REIT+ as your satellite. You can find out more here.

For more personalised recommendations, do feel free to have a chat with our wealth experts as well!