If my SA is now max out at 166k, i can no longer do any top up to it right? Btw MA is also maxed out. Appreciate the advice. Thank you? - Seedly

Retirement

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CPF

Asked by Anonymous

Asked on 25 Oct 2018

If my SA is now max out at 166k, i can no longer do any top up to it right? Btw MA is also maxed out. Appreciate the advice. Thank you?

Also what happens to my CPF contributions which is still proportioned to SA account? Does it overflow to OA? Or will it still goes to topping up SA and just that i can no longer do a 'personal' top up?

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You can only do a voluntary contribution to your SA up to the FRS of the current year. This year's its 171k. Then it can only earn interest. Same with MA. Any new monies trying to enter MA will flow to SA, and if that is full, will flow to OA. OA has no cap but only earns 2.5%.

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