I have a Citi PremierMiles Visa with around 10,000 miles and a DBS Altitude Visa with 0 points. Does it make sense to keep both? If not, which should I cancel? - Seedly
 

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DBS Altitude Visa Signature Card

Citi PremierMiles Visa Card

Asked by Edison Pua

Asked on 19 Apr 2019

I have a Citi PremierMiles Visa with around 10,000 miles and a DBS Altitude Visa with 0 points. Does it make sense to keep both? If not, which should I cancel?

I have a Citi PremierMiles Visa with around 10,000 miles and a DBS Altitude Visa with 0 points. Does it make sense to keep both? If not, which should I cancel?

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Aik Kai
Aik Kai
Level 7. Grand Master
Answered on 21 Apr 2019

Personal opinion, keep both. Both allows you to "buy" miles when you pay the annual fee and the miles don't expire, so you can slowly accmulate towards your dream redemption.

Besides, if you only have these 2 cards, DBS Altitude Card allows you to earn 3mpd when you buy air tickets and book hotels online, so that helps to boost your miles earning rate.

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Jeff Yeo
Jeff Yeo, amateur Social contributor at School of social sharing
Level 7. Grand Master
Answered on 21 Apr 2019

Keeping the cards and paying annual fees is also one way to earn miles.

For spending it might be better to focus on Citi since you already have points there

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Jonathan Chia Guangrong
Jonathan Chia Guangrong, Fund Manager at JCG Fund
Level 8. Wizard
Updated on 07 Jun 2019

Need to think about why you want such cards in the first place. If it is to gain miles quickly then both are equally good, since the accrual rates are essentially the same and both offer 10k miles if you pay the annual fee. I'm keeping both to get the bonus miles with the fees, but using the BOC elite miles card as the daily card as it has a better accrual rate.

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LEE CHEE KEONG

20 Apr 2019

Direct transfer to account CIMB account sg can or not
Jonathan Chia Guangrong
Jonathan Chia Guangrong

21 Apr 2019

Mm what do you mean by direct transfer to comb account?