facebookI have a Citi PremierMiles Visa with around 10,000 miles and a DBS Altitude Visa with 0 points. Does it make sense to keep both? If not, which should I cancel? - Seedly

Edison Pua

VP at Bank

13 Apr 2020

Credit Cards

I have a Citi PremierMiles Visa with around 10,000 miles and a DBS Altitude Visa with 0 points. Does it make sense to keep both? If not, which should I cancel?

I have a Citi PremierMiles Visa with around 10,000 miles and a DBS Altitude Visa with 0 points. Does it make sense to keep both? If not, which should I cancel?

Discussion (5)

Need to think about why you want such cards in the first place. If it is to gain miles quickly then both are equally good, since the accrual rates are essentially the same and both offer 10k miles if you pay the annual fee. I'm keeping both to get the bonus miles with the fees, but using the BOC elite miles card as the daily card as it has a better accrual rate.

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Personal opinion, keep both. Both allows you to "buy" miles when you pay the annual fee and the miles don't expire, so you can slowly accmulate towards your dream redemption.

Besides, if you only have these 2 cards, DBS Altitude Card allows you to earn 3mpd when you buy air tickets and book hotels online, so that helps to boost your miles earning rate.

Jeff Yeo

21 Apr 2019

amateur Social contributor at School of social sharing

Keeping the cards and paying annual fees is also one way to earn miles.

For spending it might be b...

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