I finally decided to start investing and not leave it in the bank for years. Do you all have any advice on what I should invest in? I am willing to leave it untouched for 3 years?

It really depends on your financial goals: what is the returns are you looking to yield after three years?

If you are looking for high interest yield(anything above 2% to double digit) , the investment timeframe of 3 years can be considered too short time frame , and there is high possibility of exiting your investment from market with loss (given the volatility of market).
Many will prefer investing in longer time frame to aim for higher investment yields (10 years above )

If earning enough interest to cover inflation is your goal for the next three years , can consider high interest savings account, or well performing bonds (decent yield on average above 2%)
Or you can consider short term investments like p2p crowdfunding platform (Funding Societies) where it offer good returns (3%-15%pa) in short term(less than 1 years period). High returns in investment means higher risk involved.

If the money you need three years later is for big spending like buying house or marriage, its advisable to leave this sum of money to high savings account so you have the option to draw your funds anytime when needed.

Check out seedly article on high interest savings account:
https://blog.seedly.sg/alternative-savings-acco...

Consider you're risk appetite to decide on which method will suit you best.

3 years isnt really a long time to invest so I would suggest either putting it in high savings bank accounts (eg SCB jumpstart, CIMB Fastsaver, DBS Multiplier if you have income) or in Singapore Savings Bonds. alternatively maybe you could try using roboadvisers since they dont have a minimum investment amount and high liquidity!

S&P500 ETF is a good choice as it historically yields 10% return over its history of around 80 years. It provides easy diversification, which is super important for any portfolio regardless whether you are a beginner or pro investor!

You may invest it in a lump sum or separate into smaller portions and put in once every month or so if you are worried about not getting the greatest bang for the buck! Be careful of the transaction fees though.

Hi there, I would recommend investing 50% in a global market portfolio like S&P500 ETF as it historically yields 10% return and has a general upward trend. I would not really recommend local ETFs as the returns are rather low and is not as established as S&P 500, which is really, a safe bet. The US. global market is highly unlikely to fail as it represents the global market condition.

I would recommend you to look into the various brokers and their fees before investing, as some are really high and will eat much into your earnings!