I am considering to RSP 100 USD for VOO through FSMOne. However, I saw the min USD2.50 dividend handling fee. What will happen if my dividends are less than the dividend handling fee?

If your dividend after tax is less than $2.50, u will not receive anything. You do not have to pay any money to them.

Hey, I had the same question before too!

Short answer You don't get any dividends.

What I was worried (And you might be too)

Scenario: let's say you get a $2 dividend but you're charge min $2.50, do they just charge $2 or do you get charged additional $0.50? Turns out they only charge $2 and absorb the additional costs.

On the bright side, max charge of $25 for dividends though! I called them and asked, their hotline is 6557 2853 if you wanna double-check. If you found this helpful, please show some love to my personal finance youtube channel as a dividend for lending you a hand ;) Stay safe!​​​

If your dividends are less than the dividend handling fee, not to worry, you don't need to pay FSMOne the remaining fees. They'll just absorb your dividends